35 10th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 35 10th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$11,250 (Jul 2020)
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-2C-16`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-2C-16`
Alternative APN	`22908`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,792 sqft Living Area
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22908
Old Parcel Number	3A3-1-2C-16
Street Address	35 10TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 16,17,18, PT 15 BK 2C.20AC DB 932 PG 1661
Legal Subdivision	CLASSIC SHORE
Legal Block	2C
Legal Lot Number	16-18 17
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3022
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	35 10TH ST, COLONIAL BEACH, VA 22443-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST
Jul 27, 2020	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND
Jun 19, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage C&F MORTGAGE CORPORATION
Feb 11, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage UNION BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	09331769
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	35 10TH ST, COLONIAL BEACH, VA 22443-1501
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09160311
Date	Feb 11, 2019
Instrument	09160311

Lender

Name	UNION BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 27, 2020
Property Address	35 10TH ST, COLONIAL BEACH, VA 22443-1501
Document Number	0009331769
Instrument Date	Jul 24, 2020
Instrument	09331769
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 10TH ST, COLONIAL BEACH, VA 22443-1501

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 19, 2020
Property Address	35 10TH ST, COLONIAL BEACH, VA 22443-1501
Document Number	0009321661
Instrument Date	Jun 19, 2020
Instrument	09321661
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2023
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 10TH ST, COLONIAL BEACH, VA 22443-1501

Mortgage

Document Number	0009321664
Date	Jun 19, 2020
Instrument	09321664

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 11, 2019
Property Address	35 10TH ST, COLONIAL BEACH, VA 22443-1501
Document Number	0009160309
Instrument Date	Feb 8, 2019
Instrument	09160309
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 160, COLONIAL BEACH, VA 22443-0160
Investor	Possibly a Property Investor

Mortgage

Document Number	0009160311
Date	Feb 11, 2019
Instrument	09160311

Lender

Name	UNION BANK & TRUST

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,173.00 (+5.01%)	$279,300 (-) Land $51,700 Building $227,600	$279,300 (-) Land $51,700 Building $227,600
2023		$279,300 Land $51,700 Building $227,600	$279,300 Land $51,700 Building $227,600
2022	$1,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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