20 10th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 20 10th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,126 sqft · built 1978
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Nov 2016)
Tax Bill	$670 (2025)
Deeds & Mortgages	Dec 2019 Refinance Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A3 1 3C 29A`

Property Details

APN / Parcel Number

Primary APN	`3A3 1 3C 29A`
Alternative APNs	`3A3 1 3C 30` `21944`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Deck Area	16 sqft

Utilities, Heating & Cooling

Heating System	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21944
Old Parcel Number	3A3 1 3C 30
Street Address	20 10TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 29,30,31 BK 3C DB 889 PG 264.17AC 953/1527
Legal Subdivision	CLASSIC SHORE ADD
Legal Block	3C
Legal Lot Number	29-31 30
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	10402

Owner

20 10th St is owned and occupied by an individual who acquired it in March 2022.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	20 10TH ST, COLONIAL BEACH, VA 22443-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2016 · Amount on File
Deed Sale	Nov 4, 2016 · Amount on File
Prior Sale	Nov 4, 2016 · Amount on File
Deed Document Number	0008890264
Last Transfer Date	Mar 18, 2022
Transfer Doc	0009531527
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	20 10TH ST, COLONIAL BEACH, VA 22443-1502
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009260785
Date	Dec 13, 2019
Instrument	09260785

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.99%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	20 10TH ST, COLONIAL BEACH, VA 22443-1502
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009351953
Date	Sep 22, 2020
Instrument	09351953

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.99%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 18, 2022
Property Address	20 10TH ST, COLONIAL BEACH, VA 22443-1502
Document Number	0009531527
Instrument Date	Feb 16, 2022
Instrument	09531527
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 20 10th St was $670.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$670.00	$159,700 Land $55,800 Building $103,900	$159,700 Land $55,800 Building $103,900
2023		$159,700 Land $55,800 Building $103,900	$159,700 Land $55,800 Building $103,900
2022	$638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 10th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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