3497 NW 20th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3497 NW 20th Ave, Okeechobee, FL 34972 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1963
Square Footage1,061 sqft Heated Area
Lot Size15,594 sqft (0.357 acres)
OccupancyOwner Occupied
Last Sale$60,000 (1999)
Tax Bill$81.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0010-00110-0030

Interior

Full Baths1 Baths
Building Area1,061 sqft Heated Area
Gross Area1,390 sqft Gross Area
Utility Area120 sqft Utility Area
Utility RoomUtility Room
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1963
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area15,594 sqft (0.357 acres)
Depth X Width125 ft x 125 ft Depth x Width
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address3497 NW 20TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1577
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 3 BLOCK 11
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INC
Legal Block11
Legal Lot Number3
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup3
Census Block3009
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0010-00110-0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address3497 NW 20TH AVE, OKEECHOBEE, FL 34972-1577
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 1999 · Amount on Record
Deed SaleDec 15, 1999 · Amount on Record
Prior SaleJun 14, 1999 · Amount on Record
Deed Doc Number0043101964
Deed Book / Page00431 / 01964
Record RefreshedJun 08, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address3497 NW 20TH AVE, OKEECHOBEE, FL 34972-1577
Document Number0008270103
Instrument DateApr 09, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanySERVICELINK

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3497 NW 20TH AVE OKEECHOBEE FL 349721577, OKEECHOBEE, FL 34972-1577

Mortgage

Document Number0008270103
DateJul 01, 2019
Book Page000827/000103
Instrument6761
Lender
NameNYMT LOAN TRUST I (CT)
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJun 30, 2059
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$81.00 (-88.45%) Homeowner's exemption$30,962 (+5.99%)$121,266 (+7.84%) Land $26,500 Building $94,766
2023$701.00 (+20.86%) Homeowner's exemption$29,213 (+3%)$112,449 (+26.38%) Land $17,500 Building $94,949
2022$580.00 Homeowner's exemption$28,362$88,974 Land $12,000 Building $76,974

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on NW 20th Ave

Nearby Streets

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