3496 NW 20th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3496 NW 20th Ave, Okeechobee, FL 34972 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,398 sqft Living Area
Lot Size15,594 sqft (0.358 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2022)
Tax Bill$3,239.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0010-00100-0180
Alternative APN
  • R10537350010001000180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,398 sqft Living Area
Gross Area1,951 sqft Gross Area
1st Floor1,398 sqft 1st Floor
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area15,594 sqft (0.358 acres)
Depth X Width125 ft x 125 ft Depth x Width
Garage TypeAttached Garage
Garage Area378 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3496 NW 20TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1507
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 18 BLOCK 10
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INCORPORATED
Legal Block10
Legal Lot Number18
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup3
Census Block3009
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0010-00100-0180

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3496 NW 20TH AVE, OKEECHOBEE, FL 34972-1507
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 18, 2018Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING LLC
Jun 12, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2022 · Amount on Record
Deed SaleMay 02, 2022 · Amount on Record
Prior SaleJul 18, 2018 · Amount on Record
Deed Doc Number20225980
Prior Transfer DateApr 22, 2005
Prior Transfer Doc0005610285
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 02, 2022
Property Address3496 NW 20TH AVE, OKEECHOBEE, FL 34972-1507
Document Number0000005980
Map ReferenceMB 3 PG 22
Instrument DateApr 29, 2022
Instrument20220005980
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyE-TITLE SOLUTIONS LLC, TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2692 NW 34TH AVE, 2692, OKEECHOBEE, FL 34972-1218

Transferred To (Grantee/Buyer)

NameVerified Name
Address3496 NW 20TH AVE, OKEECHOBEE, FL 34972-1507

Mortgage

Document Number0000005981
DateMay 02, 2022
Instrument20220005981
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 18, 2018
Property Address3496 NW 20TH AVE, OKEECHOBEE, FL 34972-1507
Document Number0008101654
Book / Page0810 / 1654
Map ReferenceMB3 PG22
Instrument DateJul 11, 2018
Instrument2018009235
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyCLEAR TITLE & LEGAL SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,071.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1908 NW 4TH AVE # AVE112, 1908, BOCA RATON, FL 33432-1580

Transferred To (Grantee/Buyer)

NameVerified Name
Address3496 NW 20TH AVE, OKEECHOBEE, FL 34972-1507

Mortgage

Document Number2018009236
DateJul 18, 2018
Instrument2018009236
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 12, 2017
Property Address3496 NW 20TH AVE, OKEECHOBEE, FL 34972-1507
Document Number0007911579
Book / Page000791 / 001579
Instrument DateMay 31, 2017
Instrument5925
Transaction TypeForeclosure
Record UpdatedJul 12, 2017

Transaction

AmountAmount Recorded
Tax$525.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1908 NW 4TH AVE #112 BOCA RATON FL 334321501, 112, BOCA RATON, FL 33432-1501

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,239.00 (-12.79%) Homeowner's exemption$224,740 (+1.83%) Land $26,500 Building $198,240$224,740 (+1.83%) Land $26,500 Building $198,240
2023$3,714.00 (+103.73%)$220,696 (+66.76%) Land $17,500 Building $203,196$220,696 (+28.09%) Land $17,500 Building $203,196
2022$1,823.00 Homeowner's exemption$132,341$172,304 Land $12,000 Building $160,304

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on NW 20th Ave

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