San Diego County property record for 3497 Monique Ct, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,983 sqft · built 1997 |
| Lot Size | 0.239 acres (10,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,500 (Apr 1998) |
| Tax Bill | $4,766 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 504-390-07-00 |
| Primary APN | 504-390-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,983 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,395 sqft (0.239 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3497 MONIQUE CT |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-2877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 7 TR 013322 |
| Legal Subdivision | 5049 SPRING VALLEY |
| Legal Tract | 013322 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13702 |
3497 Monique Ct is owned and occupied by two individuals who acquired it in August 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3497 MONIQUE CT, SPRING VALLEY, CA 91977-2877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Sep 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RESICENTRAL LLC |
| Jun 30, 2021 | Intrafamily Transfer, Transfer |
| May 28, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 1998 · Amount on File |
| Deed Sale | Apr 23, 1998 · Amount on File |
| Deed Document Number | 1998233312 |
| Last Transfer Date | Aug 25, 2021 |
| Transfer Doc | 0000629181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3497 MONIQUE CT, SPRING VALLEY, CA 91977-2877 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 3497 MONIQUE CT, SPRING VALLEY, CA 91977-2877 |
| Document Number | 0000312910 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-0312910 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 3, 2021 |
| Property Address | 3497 MONIQUE CT, SPRING VALLEY, CA 91977-2877 |
| Document Number | 0000629181 |
| Map Reference | MAP 13322 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021-0629181 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3497 MONIQUE CT, SPRING VALLEY, CA 91977-2877 |
| Document Number | 0000629182 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-0629182 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 30, 2021 |
| Property Address | 3497 MONIQUE CT, SPRING VALLEY, CA 91977-2877 |
| Document Number | 0000474327 |
| Map Reference | MAP 13322 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 2021-0474327 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 376 CENTER ST UNIT 158, 158, CHULA VISTA, CA 91910-3823 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2020 |
| Property Address | 3497 MONIQUE CT, SPRING VALLEY, CA 91977-2877 |
| Document Number | 0000269588 |
| Instrument Date | May 22, 2020 |
| Instrument | 269588 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3497 MONIQUE CT SPRING VALLEY CA 919772877, SPRING VALLEY, CA 91977-2877 |
| Document Number | 269589 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 269589 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 27, 2050 |
The 2025 property tax bill for 3497 Monique Ct was $4,766 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $355,315 (+2%) Land $113,992 Building $241,323 | |
| 2025 | $4,766.00 Homeowner's exemption | $348,349 Land $111,757 Building $236,592 |
| 2023 | $4,424.00 (+1.75%) Homeowner's exemption | $334,823 Land $107,418 Building $227,405 |
| 2022 | $4,348.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3497 Monique Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 19 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3497 Monique Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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