San Diego County property record for 3494 Monique Ct, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,648 sqft · built 1997 |
| Lot Size | 0.278 acres (12,090 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $418,000 (Nov 2003) |
| Tax Bill | $7,671 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 504-390-04-00 |
| Primary APN | 504-390-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,648 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 12,090 sqft (0.278 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3494 MONIQUE CT |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-2876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 4 TR 013322 |
| Legal Subdivision | NO 24124-8 |
| Legal Tract | 013322 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13702 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3494 MONIQUE CT, SPRING VALLEY, CA 91977-2876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2003 · Amount on Record |
| Deed Sale | Nov 13, 2003 · Amount on Record |
| Prior Sale | Feb 19, 1998 · Amount on Record |
| Deed Document Number | 20031372143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3494 MONIQUE CT, SPRING VALLEY, CA 91977-2876 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3494 MONIQUE CT, SPRING VALLEY, CA 91977-2876 |
| Document Number | 0000476035 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021-0476035 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 31, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3494 MONIQUE CT, SPRING VALLEY, CA 91977-2876 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000127119 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-0127119 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $606,164 (+2%) Land $319,033 Building $287,131 | |
| 2025 | $7,671.00 (+6.94%) Homeowner's exemption | $594,279 (+4.04%) Land $312,778 Building $281,501 |
| 2023 | $7,173.00 (+1.53%) Homeowner's exemption | $571,205 Land $300,634 Building $270,571 |
| 2022 | $7,065.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 19 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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