3496 FM 1897, Bells, TX 75414 Property Records

Grayson County property record for 3496 FM 1897, Bells, TX 75414

Property Summary

Property TypeRural Home
Details2,603 sqft · built 2017
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$4,574 (2024)
Flood ZoneZone X (minimal risk)
APN113 1107005

Property Details

APN / Parcel Number

Primary APN113 1107005
Alternative APN
  • 118030

Interior

Stories2 Stories
Building Area2,603 sqft Living Area
Gross Area3,071 sqft
1st Floor Area2,603 sqft
Upper Floors Area1,320 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area2,268 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area506 sqft
Utility Building192 sqft

Location & Zoning

Account Number118030
Old Parcel Number113 1107005
Street Address3496 FM 1897
CityBELLS
StateTX
Zip75414-3216
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionG-1107 SIVILLS J M A-G1107, ACRES 1.0
Legal SubdivisionSIVILLS J M A-G1107
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1071
Census Tract101

Owner

3496 FM 1897, a rural home, is owned and occupied by two individuals who acquired it in September 1998.

Source: Grayson County records, as of October 20, 2025

Owner of Record2 Individual Names on File
Mailing Address3496 FM 1897, BELLS, TX 75414-3216
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 1998
Deed SaleSep 4, 1998
Deed Document Number0002696791
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictBells Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$397,747 Land $15,806 Building $381,941$397,747 Land $15,806 Building $381,941
2024$4,574.00
2023$429,858 Land $14,899 Building $414,959$429,858 Land $14,899 Building $414,959
2022$4,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3496 FM 1897 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1990–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3496 FM 1897 is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 60% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST FANNIN COUNTY SUD
serves 9,198 people · EPA ID TX0740031
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TekWav
Fixed Wireless
100 / 20

May also be available: 360 Broadband, Verizon, Zulu Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 1897

Nearby Streets

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