3491 Carmel Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3491 Carmel Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,893 sqft · built 1975
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Dec 2019)
Tax Bill$2,793 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN244310-0000

Property Details

APN / Parcel Number

Primary APN244310-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,893 sqft Living Area
Gross Area2,091 sqft Gross Area
1st Floor Area1,893 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Lot Width100 ft Width
Parking Spaces1 Parking Space
Garage TypeCarport
Garage Area276 sqft Garage
CarportCarport
Carport Area276 sqft Carport
Deck Area176 sqft Deck
PorchEnclosed Glass Porch
Porch Area443 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3491 CARMEL RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-58 ST AUG SOUTH UT 22 LOTS 6101 6102 & N20FT LOT 6103 OR4858/1826
Legal Range30E
Legal Township08S
Legal Section38
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 22
Legal Block22
Legal Lot Number6101
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3021
Census Tract21302

Owner

Source: St. Johns County records · APN 244310-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3491 CARMEL RD, SAINT AUGUSTINE, FL 32086-6405
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2019Warranty Deed, Transfer · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 22, 2018Warranty Deed, Transfer
ASSET BASED SOLUTION LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Prior SaleAug 22, 2018 · Amount on Record
Deed Document Number201998071
Deed Book / Page4858 / 1826
Record UpdatedJun 08, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 31, 2019
Property Address3491 CARMEL RD, SAINT AUGUSTINE, FL 32086-6405
Document Number0048581826
Book / Page4858 / 1826
Map ReferenceMB 8 PG 50&58
Instrument DateDec 20, 2019
Instrument2019098071
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyPARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 SW 74TH CT # CTA57, 8950, MIAMI, FL 33156-3171

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3491 CARMEL RD, SAINT AUGUSTINE, FL 32086-6405

Mortgage

Document Number48581828
DateDec 31, 2019
Instrument4858/1828
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 22, 2018
Property Address3491 CARMEL RD, SAINT AUGUSTINE, FL 32086-6405
Document Number0046001606
Book / Page004600 / 001606
Instrument DateAug 15, 2018
Instrument60955
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyTITLE GUARANTY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8950 SW 74TH CT #2201A-57 MIAMI FL 331563171, 2201A-, MIAMI, FL 33156-3171
InvestorPossibly a Property Investor

Mortgage

Document Number46001608
DateAug 22, 2018
Book Page004600/001608
Instrument60956
Lender
NameASSET BASED SOLUTION LLC
Address1133 WESTCHESTER AVE # N-006, WHITE PLAINS, NY 10604-3516
Agreement
AmountAmount Recorded

Mortgage

Document Number46001622,
DateAug 22, 2018
Book Page004600/001622
Instrument60958
Lender
NamePATRICIA DARRIGAN
AddressPO BOX 7520, FORT MYERS, FL 33919-0520
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$227,296 (+2.7%)$329,020 (+0.53%) Land $98,325 Building $230,695
2025$2,793.00 (+13.72%) Homeowner's exemption$221,320 (+2.9%)$327,286 (+2.34%) Land $100,350 Building $226,936
2024$2,456.00 (+2.12%) Homeowner's exemption$215,083 (+3%)$319,814 (-2.81%) Land $100,350 Building $219,464
2023$2,405.00 (+3.35%) Homeowner's exemption$208,818 (+3%)$329,073 (+5.83%) Land $100,350 Building $228,723
2022$2,327.00 Homeowner's exemption$202,736$310,951 Land $67,200 Building $243,751

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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