Indian River County property record for 3496 3rd Pl, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,389 sqft · built 1930 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (Jun 2026) |
| Tax Bill | $1,329 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00008-0010-00001.0 |
| Primary APN | 33-39-15-00008-0010-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,389 sqft Living Area |
| 1st Floor Area | 1,389 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 164 ft deep x 61 ft wide |
| View / Lot | Interior |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3496 3RD PL |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | EMERSON PARK BLK J LOT 1 PBI 3-59 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | EMERSON PARK SUB |
| Legal Block | J |
| Legal Lot Number | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 50706 |
Source: Indian River County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 N TRAILWOOD RD, PAYSON, AZ 85541-4296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 9, 2026 | Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC |
| Dec 3, 2018 | Warranty Deed, Transfer THE VINAGRE LIVING TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Dec 3, 2018 · Amount on Record |
| Deed Document Number | 202627695 |
| Deed Book / Page | 3866 / 1327 |
| Prior Transfer Date | Jan 23, 2003 |
| Prior Transfer Doc | 1580002638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3496 3RD PL, VERO BEACH, FL 32968-2035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3496 3RD PL, VERO BEACH, FL 32968-2035 |
| Document Number | 0036181882 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 3618/1882 |
| Instrument | 3120230022157 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 3496 3RD PL, VERO BEACH, FL 32968-2035 |
| Document Number | 0000027695 |
| Book / Page | 3866 / 1327 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202627695 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253,813.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 N TRAILWOOD RD, PAYSON, AZ 85541-4296 |
| Document Number | 0000027696, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 3866/1329 |
| Instrument | 202627696 |
| Name | CMG MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 3, 2018 |
| Property Address | 3496 3RD PL, VERO BEACH, FL 32968-2035 |
| Document Number | 0031671311 |
| Book / Page | 3167 / 1311 |
| Map Reference | MB03 PG59-60 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 3120180072685 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | TREASURE COAST TITLE SETTLEMEN, TREASURE COAST TITLE & SETTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 NW 44TH STREET RD, 800, OCALA, FL 34475-9561 |
| Name | Verified Name |
|---|---|
| Address | 3496 3RD PL, VERO BEACH, FL 32968-2035 |
| Document Number | 3120180072686 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 3120180072686 |
| Name | THE VINAGRE LIVING TRUST |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2033 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,329.00 (+31.19%) Homeowner's exemption | $105,791 (+5.99%) | $184,455 (+2.97%) Land $38,758 Building $145,697 |
| 2023 | $1,013.00 (+15.11%) | $99,815 (+10.85%) | $179,137 (+27.02%) Land $38,758 Building $140,379 |
| 2022 | $880.00 | $90,047 | $141,027 Land $29,814 Building $111,213 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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