Indian River County property record for 3495 3rd Pl, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1986 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,000 (May 2018) |
| Tax Bill | $1,573 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00008-0008-00030.0 |
| Primary APN | 33-39-15-00008-0008-00030.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 120 ft deep x 61 ft wide |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 79750 |
|---|---|
| Street Address | 3495 3RD PL |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | EMERSON PARK BLK H LOT 30 PBI 3-59 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 15 |
| Legal Subdivision | EMERSON PARK SUB |
| Legal Block | H |
| Legal Lot Number | 30 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 50706 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3495 3RD PL, VERO BEACH, FL 32968-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 29, 2018 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CALIBER HOME LOANS INC |
| May 29, 2018 | Deed of Trust, Transfer CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Jan 16, 2014 · Amount on Record |
| Deed Document Number | 3120180032705 |
| Deed Book / Page | 3120 / 0824 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3495 3RD PL, VERO BEACH, FL 32968-2036 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3495 3RD PL, VERO BEACH, FL 32968-2036 |
| Document Number | 0034141062 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 3414/1062 |
| Instrument | 3120210029355 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3495 3RD PL, VERO BEACH, FL 32968-2036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031200840 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 3120/0840 |
| Instrument | 3120180032707 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3495 3RD PL, VERO BEACH, FL 32968-2036 |
| Document Number | 0031200826 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3495 3RD PL VERO BEACH FL 329682036, VERO BEACH, FL 32968-2036 |
| Document Number | 0031200826 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 003120/000826 |
| Instrument | 32706 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2048 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,573.00 (+26.75%) | $123,156 (+5.99%) | $213,048 (+2.15%) Land $33,620 Building $179,428 |
| 2023 | $1,241.00 (+3.5%) | $116,199 (+3%) | $208,570 (+20.26%) Land $33,620 Building $174,950 |
| 2022 | $1,199.00 | $112,814 | $173,434 Land $25,861 Building $147,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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