Clackamas County property record for 3495 Upper Dr, Lake Oswego, OR 97035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,194 sqft · built 1979 |
| Lot Size | 0.272 acres (11,883 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,000 (Sep 1988) |
| Tax Bill | $5,070 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E08CA03101 |
| Primary APN | 21E08CA03101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,883 sqft |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|
| Account Number | 00241937 |
|---|---|
| Street Address | 3495 UPPER DR |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97035-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | 339 LAKE VIEW VILLAS PT BLK 73 |
| Legal Range | 01E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | LAKE VIEW VILLAS |
| Legal Block | 73 |
| Legal Lot Number | BLK |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20202 |
Source: Clackamas County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3495 UPPER DR, LAKE OSWEGO, OR 97035-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 1988 · Amount on File |
| Deed Sale | Sep 15, 1988 · Amount on File |
| Prior Sale | Dec 27, 2011 |
| Deed Document Number | 0000038300 |
| Last Transfer Date | Jan 7, 2015 |
| Transfer Doc | 0000000709 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 3495 UPPER DR, LAKE OSWEGO, OR 97035-4432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3495 UPPER DR, LAKE OSWEGO, OR 97035-4432 |
| Document Number | 0000003012 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026-003012 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,070.00 (+5.85%) | $264,049 (+6.09%) | $599,789 (+3.38%) Land $338,949 Building $260,840 |
| 2023 | $4,790.00 | $248,893 | $580,167 Land $325,427 Building $254,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures