3414 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 3414 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 4,685 sqft · built 1997
Lot Size1.05 acres (45,738 sqft)
Owner2 Company Names on Record
Last Sale$425,000 (Aug 2000)
Tax Bill$25,580 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Oct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN21E08CD00100

Property Details

APN / Parcel Number

Primary APN21E08CD00100
Alternative APN
  • 00244220

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,685 sqft Living Area
1st Floor Area2,147 sqft
2nd Floor Area2,308 sqft
Attic Area2,308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialConcrete
Lot Area45,738 sqft
Garage Area910 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00244220
Street Address3414 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description339 LAKE VIEW VILLAS PT LT 22
Legal Range01E
Legal Township02S
Legal Section08
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionLAKE VIEW VILLAS PT LT
Legal Block22
Legal Lot Number22
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1010
Census Tract20202

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address3414 UPPER DR, LAKE OSWEGO, OR 97035-4433
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Line of Credit
IQ CU
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
IQ CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2000 · Amount on Record
Deed SaleAug 17, 2000 · Amount on Record
Prior SaleApr 19, 2000
Deed Document Number2000-053595
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address3414 UPPER DR, LAKE OSWEGO, OR 97035-4433
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyLAWYERS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3414 UPPER DR, LAKE OSWEGO, OR 97035-4433

Mortgage

Document Number0000047133
DateDec 3, 2025
Instrument2025-047133
Lender
NameIQ CU
TypeCredit Union
AddressVANCOUVER, WA 98668
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 2, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address3414 UPPER DR, LAKE OSWEGO, OR 97035-4433
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3414 UPPER DR, LAKE OSWEGO, OR 97035-4433

Mortgage

Document Number0000041902
DateOct 27, 2025
Instrument2025-041902
Lender
NameIQ CU
TypeCredit Union
AddressLAKE OSWEGO, OR 97035
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 26, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,580.00 (+5.85%)$1,332,034 (+6.09%)$2,876,182 (+3.05%) Land $904,792 Building $1,971,390
2023$24,167.00$1,255,570$2,791,056 Land $868,696 Building $1,922,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.7% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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