Kenton County property record for 3495 Ridgewood Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 792 sqft · built 1981 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Aug 2026) |
| Tax Bill | $1,845 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-40-00-026.00 |
| Primary APN | 017-40-00-026.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 792 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 148 ft deep x 72.5 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3495 RIDGEWOOD DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY II SEC 9B LOT 84 0.21 ACS 72.48X148.87 IRR SWS RIDGEWOOD DR |
| Legal Subdivision | SPRING VALLEY II |
| Legal Phase | 9B |
| Legal Lot Number | 84 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 456 CALDWELL DR, ELSMERE, KY 41018-1961 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed, Transfer KENTUCKY LAND TITLE |
| Aug 26, 2026 | Deed, Transfer · Construction Mortgage MM LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2026 · Amount on Record |
| Deed Sale | Aug 26, 2026 · Amount on Record |
| Prior Sale | Aug 26, 2026 · Amount on Record |
| Deed Document Number | 2026082619526 |
| Deed Book / Page | 487 / 753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 26, 2026 |
| Property Address | 3495 RIDGEWOOD DR, ERLANGER, KY 41018-2884 |
| Document Number | 0000019523 |
| Book / Page | 487 / 743 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202619523 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | KENTUCKY LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,645.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 456 CALDWELL DR, ELSMERE, KY 41018-1961 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 26, 2026 |
| Property Address | 3495 RIDGEWOOD DR, ERLANGER, KY 41018-2884 |
| Document Number | 0000019526 |
| Book / Page | 487 / 753 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202619526 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | KENTUCKY LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,160.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1981 ROLLINGWOOD CT, FLORENCE, KY 41042-9114 |
| Document Number | 0000019527, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 2026082619527 |
| Name | MM LENDING |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2027 |
| Max Rate | -1% |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,200 (-) Land $25,000 Building $161,200 | $186,200 (-) Land $25,000 Building $161,200 | |
| 2025 | $1,845.00 (-7.01%) | $186,200 (-) Land $25,000 Building $161,200 | $186,200 (-) Land $25,000 Building $161,200 |
| 2023 | $1,984.00 | $186,200 Land $25,000 Building $161,200 | $186,200 Land $25,000 Building $161,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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