3492 Ridgewood Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3492 Ridgewood Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 852 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Jul 2025)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-40-00-014.00`

Property Details

APN / Parcel Number

Primary APN	`017-40-00-014.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	852 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	165 ft deep x 57.3 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	3492 RIDGEWOOD DR
City	ERLANGER
State	KY
Zip	41018-2887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY II SEC 9B LOT 96 0.28 ACS 57.25X165 IRR NS RIDGEWOOD DR
Legal Subdivision	SPRING VALLEY II
Legal Phase	9B
Legal Lot Number	96
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3000
Census Tract	63608

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3492 RIDGEWOOD DR, ERLANGER, KY 41018-2887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Feb 6, 2025 · Amount on Record
Deed Document Number	202549
Deed Book / Page	350 / 739
Prior Transfer Date	Jun 6, 2006
Prior Transfer Doc	0005900191
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 3, 2025
Property Address	3492 RIDGEWOOD DR, ERLANGER, KY 41018-2887
Document Number	0005900049
Book / Page	KC 350 / 739
Map Reference	MB 21 PG 74
Instrument Date	Jun 27, 2025
Instrument	25070305900049
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10302 CHERRY HAVE, FLORENCE, KY 41042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3492 RIDGEWOOD DR, ERLANGER, KY 41018-2887

Mortgage

Document Number	0005900050
Date	Jul 3, 2025
Instrument	25070305900050

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,000 (+32.65%) Land $25,000 Building $222,000	$247,000 (+32.65%) Land $25,000 Building $222,000
2025	$1,358.00 (-8.86%) Homeowner's exemption	$186,200 (-) Land $25,000 Building $161,200	$186,200 (-) Land $25,000 Building $161,200
2023	$1,490.00 Homeowner's exemption	$186,200 Land $25,000 Building $161,200	$186,200 Land $25,000 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20