3495 Main St, Ranier, MN 56668 Property Records

Koochiching County property record for 3495 Main St, Ranier, MN 56668 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,132 sqft · built 1989
Lot Size	0.23 acres (10,146 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2016)
Tax Bill	$1,950 (2026)
Deeds & Mortgages	May 2006 Line of Credit Aug 2016 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`98-001-02100`

Property Details

APN / Parcel Number

Primary APN	`98-001-02100`
Alternative APN	`20261`

Interior

Stories	2 Stories
Building Area	1,132 sqft Gross Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,146 sqft (0.23 acres)
View / Lot	Waterfront
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20261
Street Address	3495 MAIN ST
City	RANIER
State	MN
Zip	56668-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 & 11 BLK 2
Legal Subdivision	RANIER
Legal Block	2
Legal Lot Number	10-11
Jurisdiction	KOOCHICHING MN
Township / Civil Division	RANIER
Census Block Group	1
Census Block	1031
Census Tract	790300

Owner

Source: Koochiching County records · APN 98-001-02100

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 12, RANIER, MN 56668-0012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2006	Deed of Trust, Mortgage · Line of Credit BORDER STATE BANK
Aug 29, 2016	Warranty Deed, Transfer MINNESOTA TITLE
Aug 29, 2016	Warranty Deed, Transfer MINNESOTA TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2016 · Amount on Record
Deed Sale	Aug 29, 2016 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	2016285885
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3495 MAIN ST, RANIER, MN 56668-1010
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000255866
Date	May 12, 2006
Instrument	A000255866

Lender

Name	BORDER STATE BANK
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Aug 29, 2016
Property Address	3495 MAIN ST, RANIER, MN 56668-1010
Document Number	A000285885
Instrument Date	Aug 29, 2016
Instrument	A000285885
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3495 MAIN ST, RANIER, MN 56668-1010

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Aug 29, 2016
Property Address	3495 MAIN ST, RANIER, MN 56668-1010
Document Number	A000285884
Instrument Date	Aug 29, 2016
Instrument	A000285884
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 3RD ST, INTERNATIONAL FALLS, MN 56649-2316

Tax Assessment & Valuation

Source: Koochiching County records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Ranier City
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,950.00 (+0.1%) Homeowner's exemption
2025	$1,948.00 (+10.06%)	$176,100 (-) Land $58,400 Building $117,700	$176,100 (-) Land $58,400 Building $117,700
2024	$1,770.00 Homeowner's exemption	$176,100 Land $58,400 Building $117,700	$176,100 Land $58,400 Building $117,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Koochiching County (27071C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270717903001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,114.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (2001–2022)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jul 2022, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Jun 2022 · 6 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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