3487 Main St, Ranier, MN 56668 Property Records

Koochiching County property record for 3487 Main St, Ranier, MN 56668

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1904
Lot Size	0.29 acres (12,568 sqft)
Owner	Individual Name on Record
Tax Bill	$1,554 (2026)
Deeds & Mortgages	Nov 2006 Mortgage Jun 2009 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`98-001-02030`

Property Details

APN / Parcel Number

Primary APN	`98-001-02030`
Alternative APN	`20259`

Interior

Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,568 sqft (0.29 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20259
Street Address	3487 MAIN ST
City	RANIER
State	MN
Zip	56668-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 2
Legal Subdivision	PLAT OF RANIER
Legal Block	2
Legal Lot Number	3&4
Jurisdiction	KOOCHICHING MN
Township / Civil Division	RANIER
Census Block Group	1
Census Block	1031
Census Tract	790300

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 461, RANIER, MN 56668-0461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2006	Deed of Trust, Mortgage WELLS FARGO BANK NA
Jun 22, 2009	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3487 MAIN ST, RANIER, MN 56668-1010
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000257827
Date	Nov 17, 2006
Instrument	A000257827

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2036

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3487 MAIN ST, RANIER, MN 56668-1010
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000265916
Date	Jun 22, 2009
Instrument	A000265916

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Ranier City
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,554.00 (+0.26%) Homeowner's exemption
2025	$1,550.00 (+8.39%)	$146,600 (-) Land $90,900 Building $55,700	$146,600 (-) Land $90,900 Building $55,700
2024	$1,430.00 Homeowner's exemption	$146,600 Land $90,900 Building $55,700	$146,600 Land $90,900 Building $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (2001–2022)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jul 2022 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2022 · 6 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ranier serves 565 people · EPA ID MN1360006
Water Source	Purchased surface water from International Falls
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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