3495 Linwood Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3495 Linwood Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 1910
Lot Size	0.478 acres (20,865 sqft)
Owner	Individual Name on File
Last Sale	$282,500 (May 2013)
Tax Bill	$9,542 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`019-0001-0326-00`

Property Details

APN / Parcel Number

Primary APN	`019-0001-0326-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	780 sqft
Upper Floors Area	702 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,865 sqft (0.478 acres)
Lot Width	83 ft Width
Porch	Porch
Porch Area	270 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3495 LINWOOD AVE
City	CINCINNATI
State	OH
Zip	45226-1383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINWOOD AVE 0.479 AC PT LOTS 2 & 3 J E FERRIS ESATE SUB R2-T4-S20
Legal Range	02
Legal Township	04
Legal Section	20
Legal Subdivision	J E FERRIS ESATE SUB
Legal Lot Number	2 3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	4703

Owner

3495 Linwood Ave is owned and occupied by an individual who bought it in May 2013.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3495 LINWOOD AVE, CINCINNATI, OH 45226-1383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2013 · Amount on File
Deed Sale	May 7, 2013 · Amount on File
Prior Sale	Jul 13, 2005 · Amount on File
Deed Document Number	285289
Deed Book / Page	12307 / 01389
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3495 LINWOOD AVE, CINCINNATI, OH 45226-1383
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053085
Date	Apr 28, 2021
Book Page	14406/1979
Instrument	2021-0053085

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3495 LINWOOD AVE, CINCINNATI, OH 45226-1383
Document Number	0000114174
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3495 LINWOOD AVE CINCINNATI OH 452261383, CINCINNATI, OH 45226-1383

Mortgage

Document Number	0000114174
Date	Dec 26, 2019
Book Page	014071/000186
Instrument	114174

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 25, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3495 Linwood Ave was $9,542, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,542.00 (+3.1%)	$155,243 (-) Land $75,355 Building $79,888
2024	$9,255.00 (-2.19%)	$155,243 (-) Land $75,355 Building $79,888
2023	$9,462.00 (-7.32%)	$155,243 (+3.29%) Land $75,355 Building $79,888	$443,550 Land $215,300 Building $228,250
2022	$10,209.00 Homeowner's exemption	$150,305 Land $71,495 Building $78,810
2020			$429,440 Land $204,270 Building $225,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3495 Linwood Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3495 Linwood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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