3485 Linwood Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3485 Linwood Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,997 sqft · built 1918
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$686,000 (Jul 2026)
Tax Bill	$10,308 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-0001-0184-00`

Property Details

APN / Parcel Number

Primary APN	`019-0001-0184-00`
Alternative APN	`0015114`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
Gross Area	3,170 sqft
1st Floor Area	1,253 sqft
2nd Floor Area	744 sqft
Upper Floors Area	744 sqft
Basement Area	1,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,812 sqft (0.363 acres)
Lot Dimensions	101 ft deep x 231 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	397 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3485 LINWOOD AVE
City	CINCINNATI
State	OH
Zip	45226-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	LINWOOD RD 130.23 X 100.98 IRR PT LOT 2 J E FERRIS EST SUB
Legal Subdivision	FERRIS EST SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	4703

Owner

Source: Hamilton County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3485 LINWOOD AVE, CINCINNATI, OH 45226-1300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 19, 2019	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	202661996
Deed Book / Page	15719 / 641
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2026
Property Address	3485 LINWOOD AVE, CINCINNATI, OH 45226-1300
Document Number	0000061996
Book / Page	15719 / 641
Instrument Date	Jul 4, 2026
Instrument	202661996
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,572.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3485 LINWOOD AVE, CINCINNATI, OH 45226-1300

Mortgage

Document Number	0000061997,
Date	Jul 31, 2026
Instrument	202661997

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3485 LINWOOD AVE, CINCINNATI, OH 45226-1300
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142943
Date	Nov 29, 2021
Book Page	14552/3873
Instrument	2021-0142943

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2019
Property Address	3485 LINWOOD AVE, CINCINNATI, OH 45226-1300
Document Number	0000058283
Book / Page	13962 / 01377
Instrument Date	Jul 15, 2019
Instrument	2019-0058283
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000058284
Date	Jul 19, 2019
Instrument	2019-0058284

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.65%
Index	1-Year LIBOR
Max Rate	9.65%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3485 LINWOOD AVE, CINCINNATI, OH 45226-1300
Document Number	0000008063
Book / Page	013340 / 002553
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 LINWOOD AVE CINCINNATI OH 452261300, CINCINNATI, OH 45226-1300

Mortgage

Document Number	0000008063
Date	Jan 25, 2017
Book Page	013340/002553
Instrument	8063

Lender

Name	KEYBANK USA
Type	Bank
Address	4910 TIEDEMAN RD # C, BROOKLYN, OH 44144-2338

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,308.00 (+3.07%)	$166,457 (-) Land $75,506 Building $90,951	$475,590 (-) Land $215,730 Building $259,860
2024	$10,001.00 (-2.16%)	$166,457 (-) Land $75,506 Building $90,951
2023	$10,222.00 (+0.4%)	$166,457 (+11.9%) Land $75,506 Building $90,951	$475,590 (+11.9%) Land $215,730 Building $259,860
2022	$10,181.00 Homeowner's exemption	$148,750 Land $71,645 Building $77,105
2020			$425,000 Land $204,700 Building $220,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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