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3488 N Sundown Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3488 N Sundown Ln, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,461 sqft · built 1978
Lot Size0.74 acres (3,240 sqft)
Owner2 Company Names on Record
Last Sale$640,000 (Jan 2024)
Tax Bill$7,334 (2025)
Deeds & MortgagesJan 2024 Sale & Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN168-180-62-00

Property Details

APN / Parcel Number

Primary APN168-180-62-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,461 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area3,240 sqft (0.74 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3488 N SUNDOWN LN
CityOCEANSIDE
StateCA
Zip92056-4709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 149 TR 008348
Legal SubdivisionOCEANSIDE MANOR
Legal Tract008348
Legal Block1
Legal Lot Number149
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1013
Census Tract19805

Owner

Source: San Diego County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3488 N SUNDOWN LN, OCEANSIDE, CA 92056-4709
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Prior SaleFeb 26, 2015 · Amount on Record
Deed Document Number202414915
Prior Transfer DateSep 22, 1999
Prior Transfer Doc0000655530
Record UpdatedOct 29, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2024
Property Address3488 N SUNDOWN LN, OCEANSIDE, CA 92056-4709
Document Number0000014915
Map ReferenceMAP 8348
Instrument DateSep 15, 2023
Instrument2024-0014915
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyLAWYERS TITLE COMPANY SAN DIEGO CA, LAWYERS TITLE CO SAN DEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3488 N SUNDOWN LN, OCEANSIDE, CA 92056-4709

Mortgage

Document Number0000014916
DateJan 18, 2024
Instrument2024-0014916
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term901 Months
DueFeb 6, 2099
Interest
Rate TypeAdjustable Rate
Rate7.39%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$665,854 (+2%) Land $266,317 Building $399,537
2025$7,334.00 (+238.28%) Homeowner's exemption$652,799 (+227.88%) Land $261,096 Building $391,703
2024$2,168.00 (+2.55%)
2023$2,114.00 (+0.33%) Homeowner's exemption$199,095 Land $79,631 Building $119,464
2022$2,107.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies123 units insured
incl. 92 condo units
Nearby Flood Claims3 (1993–2025)
Most Recent ClaimMar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people · EPA ID 090605007
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereCITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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