3491 Simpson Trce, Maineville, OH 45039 Property Records

Warren County property record for 3491 Simpson Trce, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,882 sqft · built 1978
Lot Size	0.552 acres (23,368 sqft)
Owner	2 Individual Names on File
Last Sale	$392,500 (Aug 2026)
Tax Bill	$4,769 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-404-004-0`

Property Details

APN / Parcel Number

Primary APN	`16-21-404-004-0`
Alternative APNs	`1621404004` `0906417` `906417`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,882 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	1,647 sqft
Basement Area	1,235 sqft
Finished Basement	1,235 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	23,368 sqft (0.552 acres)
Lot Dimensions	127 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	906417
Street Address	3491 SIMPSON TRCE
City	MAINEVILLE
State	OH
Zip	45039-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODFIELD 1 LOT 4
Legal Range	2
Legal Township	4
Legal Section	21
Legal Subdivision	WOODFIELD 1
Legal Block	17
Legal Lot Number	4
Jurisdiction	WARREN OH
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1007
Census Tract	32006

Owner

3491 Simpson Trce is owned by two individuals who bought it in August 2026.

Source: Warren County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING
Nov 8, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC
Oct 19, 2017	Deed, Transfer MATTINGLY FORD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Oct 19, 2017 · Amount on File
Deed Document Number	202621817
Prior Transfer Date	Oct 6, 2008
Prior Transfer Doc	0048550705
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 4, 2026
Property Address	3491 SIMPSON TRCE, MAINEVILLE, OH 45039-9512
Document Number	0000021817
Instrument Date	Aug 3, 2026
Instrument	202621817
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OLD TITLE, OLD TOWN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,927.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000021818,
Date	Aug 4, 2026
Instrument	202621818

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3491 SIMPSON TRCE, MAINEVILLE, OH 45039-9512
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007694
Date	Mar 3, 2022
Instrument	2022-007694

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3491 SIMPSON TRCE, MAINEVILLE, OH 45039-9512
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3491 SIMPSON TRCE, MAINEVILLE, OH 45039-9512

Mortgage

Document Number	2021007730
Date	Feb 18, 2021
Instrument	2021-007730

Lender

Name	DMI MORTGAGE SERVICING
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3491 SIMPSON TRCE, MAINEVILLE, OH 45039-9512
Document Number	0000035483
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3491 SIMPSON TRCE MAINEVILLE OH 450399512, MAINEVILLE, OH 45039-9512

Mortgage

Document Number	0000035483
Date	Nov 20, 2019
Instrument	35483

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Oct 19, 2017
Property Address	3491 SIMPSON TRCE, MAINEVILLE, OH 45039-9512
Document Number	0000032129
Map Reference	PB 8 PG 1 & 2
Instrument Date	Oct 17, 2017
Instrument	2017-032129
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	MATTINGLY FORD TITLE

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3491 SIMPSON TRCE, MAINEVILLE, OH 45039-9512

Tax Assessment & Valuation

The 2025 property tax bill for 3491 Simpson Trce was $4,769.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Deerfield Township
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,769.00	$93,030 Land $26,250 Building $66,780	$265,810 Land $75,000 Building $190,810
2023	$4,190.00 (+2.77%) Homeowner's exemption	$72,086 (-) Land $12,915 Building $59,171
2022	$4,077.00 Homeowner's exemption	$72,086 Land $12,915 Building $59,171	$205,960 (-) Land $36,900 Building $169,060
2021			$205,960 Land $36,900 Building $169,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3491 Simpson Trce in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3491 Simpson Trce is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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