3490 Saunders Rd, Vinton, VA 24179 Property Records

Bedford County property record for 3490 Saunders Rd, Vinton, VA 24179

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,792 sqft · built 1996
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Mar 2022)
Tax Bill	$1,156 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159 10 2`

Property Details

APN / Parcel Number

Primary APN	`159 10 2`
Alternative APNs	`15908702` `509710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,467 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	509710
Street Address	3490 SAUNDERS RD
City	VINTON
State	VA
Zip	24179-5268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMANNAWAY FOREST LT 2
Legal Subdivision	FOREST
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1015
Census Tract	30604

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3490 SAUNDERS RD, VINTON, VA 24179-5268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 29, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 29, 2018	Warranty Deed, Transfer MIDSTATES TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	220003134
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 17, 2022
Property Address	3490 SAUNDERS RD, VINTON, VA 24179-5268
Document Number	0220003134
Instrument Date	Mar 15, 2022
Instrument	220003134
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 SAUNDERS RD, VINTON, VA 24179-5268

Mortgage

Document Number	0220003135
Date	Mar 17, 2022
Instrument	220003135

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 29, 2018
Property Address	3490 SAUNDERS RD, VINTON, VA 24179-5268
Document Number	180005984
Instrument Date	May 31, 2018
Instrument	180005984
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, MIDSTATES TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 SAUNDERS RD, VINTON, VA 24179-5268

Mortgage

Document Number	180005985
Date	Jun 29, 2018
Instrument	180005985

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 29, 2018
Property Address	3490 SAUNDERS RD, VINTON, VA 24179-5268
Document Number	180005984
Instrument Date	May 31, 2018
Instrument	180005984
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	MIDSTATES TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 SAUNDERS RD, VINTON, VA 24179-5268

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,156.00 Additional exemption filed	$141,050	$282,100 Land $48,000 Building $234,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Saunders Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures