Bedford County property record for 3480 Saunders Rd, Vinton, VA 24179
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1995 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,069 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 159 10 1 |
| Primary APN | 159 10 1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,536 sqft |
| Finished Basement | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 76,666 sqft (1.76 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3480 SAUNDERS RD |
|---|---|
| City | VINTON |
| State | VA |
| Zip | 24179-5268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MCMANNAWAY FOREST LT 1 |
| Legal Subdivision | MCMANNAWAY FOREST |
| Legal Lot Number | 1 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30604 |
3480 Saunders Rd is owned and occupied by an individual.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3480 SAUNDERS RD, VINTON, VA 24179-5268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jul 29, 2026 |
| Property Address | 3480 SAUNDERS RD, VINTON, VA 24179-5268 |
| Document Number | 0000007003 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20267003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3480 SAUNDERS RD, VINTON, VA 24179-5268 |
| Document Number | 0000007003, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20267003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2066 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 3480 Saunders Rd was $1,069.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,069.00 | $260,800 Land $48,000 Building $212,800 | |
| 2023 | $1,069.00 Additional exemption filed | $130,400 | $260,800 Land $48,000 Building $212,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3480 Saunders Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3480 Saunders Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
4G LTE only, no 5G reported
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