Anne Arundel County property record for 3490 S River Ter, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,570 sqft · built 2019 |
| Lot Size | 0.418 acres (18,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Jul 2017) |
| Tax Bill | $11,007 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-02443600 |
| Primary APN | 01-480-02443600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,570 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,200 sqft (0.418 acres) |
| View / Lot | Waterfront |
| Garage Area | 384 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 134 sqft |
| Patio Area | 458 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 48002443600 |
|---|---|
| Street Address | 3490 S RIVER TER |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 4 5 BK A LOCH HAVEN BEACH |
| Legal Subdivision | LOCH HAVEN BEACH |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3490 S RIVER TER, EDGEWATER, MD 21037-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Intrafamily Transfer, Transfer |
| Apr 7, 2020 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Jul 11, 2017 | Grant Deed, Transfer FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on Record |
| Deed Sale | Jul 11, 2017 · Amount on Record |
| Prior Sale | Jun 29, 1999 |
| Deed Document Number | 201731138-199 |
| Last Transfer Date | Aug 27, 2021 |
| Transfer Doc | 0377770272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 25, 2021 |
| Property Address | 3490 S RIVER TER, EDGEWATER, MD 21037-3235 |
| Document Number | 0377770272 |
| Book / Page | 37777 / 272 |
| Map Reference | MB 19 PG 19 |
| Instrument Date | Aug 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 3490 SOUTH RIVER TER, EDGEWATER, MD 21037-3235 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 7, 2020 |
| Property Address | 3490 S RIVER TER, EDGEWATER, MD 21037-3235 |
| Document Number | 0344090026 |
| Book / Page | 034409 / 000026 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2020 |
| Title Company | FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3490 S RIVER TER EDGEWATER MD 210373235, EDGEWATER, MD 21037-3235 |
| Document Number | 344090029 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 034409/000029 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 6, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 11, 2017 |
| Property Address | 3490 S RIVER TER, EDGEWATER, MD 21037-3235 |
| Document Number | 0311380199 |
| Book / Page | 031138 / 000199 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS |
| Amount | Amount Recorded |
|---|---|
| Tax | $740.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3490 S RIVER TER EDGEWATER MD 210373235, EDGEWATER, MD 21037-3235 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,051,800 (+6.19%) Land $582,300 Building $469,500 | $1,051,800 (-) Land $582,300 Building $469,500 | |
| 2025 | $11,007.00 (+2.1%) Homeowner's exemption | $990,467 (+14.14%) | $1,051,800 (+21.2%) Land $582,300 Building $469,500 |
| 2024 | $10,781.00 (+13.77%) | ||
| 2023 | $9,476.00 | $867,800 Land $583,300 Building $284,500 | $867,800 Land $583,300 Building $284,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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