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3485 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3485 S River Ter, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,712 sqft · built 2001
Lot Size0.171 acres (7,460 sqft)
Owner2 Individual Names on File
Last Sale$327,600 (Oct 2018)
Tax Bill$5,552 (2025)
Deeds & MortgagesOct 2018 Sale
Aug 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN01-480-00033600

Property Details

APN / Parcel Number

Primary APN01-480-00033600
Alternative APNs
  • 148000033600
  • 48000033600

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,712 sqft Living Area
Gross Area1,952 sqft
1st Floor Area828 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,460 sqft (0.171 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area90 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number48000033600
Street Address3485 S RIVER TER
CityEDGEWATER
StateMD
Zip21037-3239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 10 BK B LOCH HAVEN BEACH
Legal SubdivisionLOCH HAVEN BEACH
Legal BlockB
Legal Lot Number10
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1006
Census Tract701202

Owner

3485 S River Ter is owned by two individuals who bought it in October 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address490 RIVERVIEW DR, EDGEWATER, MD 21037-3220
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2018Grant Deed, Transfer
GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC
Aug 20, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2018 · Amount on File
Deed SaleOct 16, 2018 · Amount on File
Prior SaleAug 20, 2018 · Amount on File
Deed Book / Page32571 / 116
Record UpdatedOct 29, 2026

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateOct 16, 2018
Property Address3485 S RIVER TER, EDGEWATER, MD 21037-3239
Document Number0325710116
Book / Page032571 / 000116
Instrument DateSep 27, 2018
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyGEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Tax$327.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address490 RIVERVIEW DR EDGEWATER MD 210373220, EDGEWATER, MD 21037-3220

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionANNE ARUNDEL MD
Recording DateAug 20, 2018
Property Address3485 S RIVER TER, EDGEWATER, MD 21037-3239
Document Number0324040247
Book / Page032404 / 000247
Instrument DateFeb 27, 2018
Transaction TypeForeclosure
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$296.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address3485 S RIVER TER EDGEWATER MD 210373239, EDGEWATER, MD 21037-3239

Tax Assessment & Valuation

The 2025 property tax bill for 3485 S River Ter was $5,552.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,200 Land $254,700 Building $230,500$485,200 Land $254,700 Building $230,500
2025$5,552.00
2023$4,184.00$383,200 Land $200,300 Building $182,900$383,200 Land $200,300 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3485 S River Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3485 S River Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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