Kenton County property record for 3438 Mills Rd, Covington, KY 41015
| Property Type | Other Improved |
|---|---|
| Details | 1,700 sqft |
| Lot Size | 10.2 acres (447,797 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $358,000 (Nov 2002) |
| Tax Bill | $2,424 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-00-033.00 |
| Primary APN | 060-00-00-033.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,700 sqft Finished Area |
| Gross Area | 2,596 sqft |
| Foundation Type | Concrete |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 447,797 sqft (10.2 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3438 MILLS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2478 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 10.28 ACS NS MILLS RD WS RICE RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3229 MILLS RD, INDEPENDENCE, KY 41051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2002 · Amount on Record |
| Deed Sale | Nov 6, 2002 · Amount on Record |
| Last Transfer Date | Sep 23, 2026 |
| Transfer Doc | 0000022464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 3438 MILLS RD, COVINGTON, KY 41015-2478 |
| Document Number | 0000022464 |
| Book / Page | 506 / 454 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026100222464 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,600 (-) Land $32,600 Building $225,000 | $317,100 (+23.1%) | |
| 2025 | $2,424.00 (-4.53%) Homeowner's exemption | $257,600 (+4.04%) Land $32,600 Building $225,000 | $257,600 (+4.04%) Land $32,600 Building $225,000 |
| 2023 | $2,539.00 Homeowner's exemption | $247,600 Land $32,600 Building $215,000 | $247,600 Land $32,600 Building $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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