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349 Terranova Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 349 Terranova Blvd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,219 sqft · built 2004
Lot Size0.254 acres (11,051 sqft)
Owner2 Individual Names on File
Last Sale$219,000 (Jan 2024)
Tax Bill$4,732 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
May 2021 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-14-687805-001340

Property Details

APN / Parcel Number

Primary APN26-29-14-687805-001340
Alternative APNs
  • 142926687805001340
  • 42926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,219 sqft Living Area
Gross Area2,619 sqft
1st Floor Area2,219 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area11,051 sqft (0.254 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area230 sqft

Location & Zoning

Street Address349 TERRANOVA BLVD
CityWINTER HAVEN
StateFL
Zip33884-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 134
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionTERRANOVA PHASE II
Legal PhaseII
Legal Tract687805
Legal Block4
Legal Lot Number134
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4023
Census Tract14501

Owner

Source: Polk County records · APN 26-29-14-687805-001340

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2687 RUTLEDGE CT, WINTER HAVEN, FL 33884-5229
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2024Warranty Deed, Transfer · Conventional Mortgage
ACC MORTGAGE INC
May 06, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
JOHN BHAZAKIS
May 06, 2021Warranty Deed, Transfer · Commercial Mortgage
BOYD LOAN FUNDING I LLC
Mar 16, 2017Reverse Mortgage, Construction Loan · Construction Mortgage
CITIZENS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2024 · Amount on Record
Deed SaleJan 09, 2024 · Amount on Record
Prior SaleMay 06, 2021 · Amount on Record
Deed Document Number20246603
Deed Book / Page12968 / 279
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 09, 2024
Property Address349 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Document Number0000006603
Book / Page12968 / 279
Map ReferenceMB 119 PG 42
Instrument DateDec 29, 2023
Instrument2024006603
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyA-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,533.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2687 RUTLEDGE CT, WINTER HAVEN, FL 33884-5229

Transferred To (Grantee/Buyer)

NameVerified Name
Address2687 RUTLEDGE CT, WINTER HAVEN, FL 33884-5229

Mortgage

Document Number0012968281
DateJan 09, 2024
Instrument12968/281
Lender
NameACC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address349 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyA-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address349 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427

Mortgage

Document Number0000118468
DateMay 06, 2021
Book Page11704/776
Instrument2021118468
Lender
NameJOHN BHAZAKIS
TypePrivate Party
Address349 TERRANOVA BLVD, WINTER HAVEN, FL 33884
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term59 Months
DueApr 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 06, 2021
Property Address349 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Document Number0000118465
Book / Page11704 / 754
Map ReferenceMB 119 PG 42
Instrument DateApr 29, 2021
Instrument2021118465
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanyA-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,044.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address349 TERRANOVA BLVD, 349, WINTER HAVEN, FL 33884-3427

Transferred To (Grantee/Buyer)

NameVerified Name
Address2687 RUTLEDGE CT, WINTER HAVEN, FL 33884-5229

Mortgage

Document Number0000118467
DateMay 06, 2021
Book Page11704/761
Instrument2021118467
Lender
NameBOYD LOAN FUNDING I LLC
TypeNon-Lending Institution
AddressWINTER PARK, FL 32789
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2017: Reverse Mortgage, Construction Loan

Document TypeReverse Mortgage
JurisdictionPOLK FL
Recording DateMar 16, 2017
Property Address349 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Document Number0100930705
Book / Page010093 / 000705
Instrument DateMar 09, 2017
Instrument51313
Transaction TypeConstruction Loan
Record UpdatedJun 20, 2017
Title CompanyRIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address349 TERRANOVA BLVD WINTER HAVEN FL 338843427, WINTER HAVEN, FL 33884-3427

Mortgage

Document Number100930705
DateMar 16, 2017
Book Page010093/000705
Instrument51313
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,732.00 (-15.98%) Homeowner's exemption$296,530 (-0.57%) Land $50,000 Building $246,530$296,530 (-0.57%) Land $50,000 Building $246,530
2023$5,632.00 (+7.4%)$298,227 (+8.2%) Land $48,000 Building $250,227$298,227 (+8.2%) Land $48,000 Building $250,227
2022$5,244.00$275,632 Land $40,000 Building $235,632$275,632 Land $40,000 Building $235,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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