344 Terranova Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 344 Terranova Blvd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,300 sqft · built 2003
Lot Size	0.553 acres (24,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Dec 2019)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-29-14-687805-001210`

Property Details

APN / Parcel Number

Primary APN	`26-29-14-687805-001210`
Alternative APNs	`142926687805001210` `42926000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,300 sqft Living Area
Gross Area	3,075 sqft
1st Floor Area	2,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	24,097 sqft (0.553 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	775 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	312 sqft
Porch	Unfinished Open Porch
Porch Area	388 sqft

Location & Zoning

Street Address	344 TERRANOVA BLVD
City	WINTER HAVEN
State	FL
Zip	33884-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 121
Legal Range	26E
Legal Township	29S
Legal Section	14
Legal Subdivision	TERRANOVA PHASE II
Legal Phase	II
Legal Tract	687805
Legal Block	4
Legal Lot Number	121
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4020
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA
Dec 4, 2019	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	May 2, 2007 · Amount on Record
Deed Document Number	2019256480
Deed Book / Page	11062 / 1210
Prior Transfer Date	Apr 15, 2011
Prior Transfer Doc	0000068377
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	344 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426
Document Number	0111221640
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	344 TERRANOVA BLVD WINTER HAVEN FL 338843426, WINTER HAVEN, FL 33884-3426

Mortgage

Document Number	0111221640
Date	Jan 29, 2020
Book Page	011122/001640
Instrument	21562

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2030

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 4, 2019
Property Address	344 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426
Document Number	0110621210
Book / Page	011062 / 001210
Instrument Date	Dec 2, 2019
Instrument	256480
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$2,303.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	344 TERRANOVA BLVD WINTER HAVEN FL 338843426, WINTER HAVEN, FL 33884-3426

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,946 (+2.7%)	$392,833 (+2.21%) Land $90,000 Building $302,833
2025	$4,739.00 (+5.73%) Homeowner's exemption	$296,929 (+5.99%)	$384,336 (+1.6%) Land $90,000 Building $294,336
2023	$4,482.00 (+2.77%) Homeowner's exemption	$280,156 (+3%)	$378,286 (+12.91%) Land $88,000 Building $290,286
2022	$4,361.00 Homeowner's exemption	$271,996	$335,041 Land $74,000 Building $261,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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