St. Charles County property record for 349 Sturbridge Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,801 sqft · built 2015 |
| Lot Size | 0.699 acres (30,435 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $9,314 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T160800018 |
| Primary APN | T160800018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,801 sqft Living Area |
| Gross Area | 6,961 sqft |
| 1st Floor Area | 2,280 sqft |
| Basement Area | 2,252 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 30,435 sqft (0.699 acres) |
| Garage Type | Attached |
| Garage Area | 908 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160800018 |
|---|---|
| Street Address | 349 STURBRIDGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTS AT TALBRIDGE #1 LOT 13 |
| Legal Subdivision | ESTS AT TALBRIDGE #1 |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 311003 |
Source: St. Charles County records · APN T160800018
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 349 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Jul 01, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2015 |
| Deed Sale | Oct 30, 2015 |
| Prior Sale | Jul 01, 2015 · Amount on Record |
| Deed Document Number | 2015719150 |
| Deed Book / Page | 6443 / 1591 |
| Last Transfer Date | Jun 26, 2024 |
| Transfer Doc | 0000025903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 349 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 349 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607 |
| Document Number | 0000096981 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021R-096981 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 01, 2024 |
| Property Address | 349 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607 |
| Document Number | 0000025903 |
| Map Reference | MB 48 PG 69 |
| Instrument Date | Jun 26, 2024 |
| Instrument | 2024R-025903 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 349 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 349 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,523 (-) | $786,964 (-) Land $141,428 Building $645,536 | |
| 2025 | $9,314.00 (+25.37%) | $149,523 (+15.58%) | $786,964 (+15.58%) Land $141,428 Building $645,536 |
| 2023 | $129,369 (+18.93%) | ||
| 2022 | $7,429.00 | $108,778 | $680,889 (+18.93%) Land $90,000 Building $590,889 |
| 2021 | $572,514 Land $90,000 Building $482,514 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (2003–2022) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 658 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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