341 Sturbridge Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 341 Sturbridge Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,584 sqft · built 2016
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on File
Last Sale	$447,287 (Jan 2017)
Tax Bill	$8,248 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T160800016`

Property Details

APN / Parcel Number

Primary APN	`T160800016`
Alternative APN	`6-0022-C189-00-0011.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,584 sqft Living Area
Basement Area	2,584 sqft

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,805 sqft (0.271 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T160800016
Street Address	341 STURBRIDGE DR
City	SAINT CHARLES
State	MO
Zip	63303-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTS AT TALBRIDGE #1 LOT 11
Legal Range	05E
Legal Township	46N
Legal Subdivision	ESTS AT TALBRIDGE #1
Legal Lot Number	11
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1032
Census Tract	311003

Owner

341 Sturbridge Dr is owned and occupied by an individual who bought it in January 2017.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	341 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage DELMAR FIN'L
Jan 24, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Deed Document Number	0006690776
Deed Book / Page	6690 / 776
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	341 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607
Document Number	0000066316
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 STURBRIDGE DR ST CHARLES MO 633031607, ST CHARLES, MO 63303-1607

Mortgage

Document Number	0000066316
Date	Sep 9, 2020
Instrument	66316

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 8, 2040

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 24, 2017
Property Address	341 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607
Document Number	0066900776
Book / Page	6690 / 0776
Map Reference	MB 48 PG 69
Instrument Date	Jan 24, 2017
Instrument	20170124000051360
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607

Mortgage

Document Number	20170124000051370
Date	Jan 24, 2017
Instrument	20170124000051370

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 341 Sturbridge Dr was $8,248.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,248.00	$132,354	$696,600 Land $141,428 Building $555,172
2023		$114,795
2022			$604,183 Land $90,000 Building $514,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 341 Sturbridge Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (2003–2022)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Flooding, Jun 2011 · 3 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 Sturbridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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