349 Split Creek Ln, Broken Bow, OK 74728 Property Records

McCurtain County property record for 349 Split Creek Ln, Broken Bow, OK 74728

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,858 sqft · built 2025
Lot Size	6.99 acres (304,484 sqft)
Owner	2 Company Names on Record
Last Sale	$805,000 (Oct 2021)
Tax Bill	$252 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jul 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40205`

Property Details

APN / Parcel Number

Primary APN	`40205`
Alternative APN	`0085-00-000-008-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	304,484 sqft (6.99 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	40205
Street Address	349 SPLIT CREEK LN
City	BROKEN BOW
State	OK
Zip	74728-7659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORDILLERA B805/P372 PART OF LOT 8, CORDILLERA DESC B1192/P983 AS: COM NW COR LOT 8; TH S73*03'05" E641.85' TO POB; TH CONT S
Legal Range	25E
Legal Township	05S
Legal Section	05
Legal Subdivision	CORDILLERA
Legal Lot Number	8
Jurisdiction	MCCURTAIN OK
Township / Civil Division	BROKEN BOW
Census Block Group	1
Census Block	1039
Census Tract	98502

Owner

Source: McCurtain County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	233 MEADOWCREEK RD, COPPELL, TX 75019-4022
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jul 3, 2025	Warranty Deed, Transfer
Jun 16, 2025	Warranty Deed, Transfer · Stand-Alone Second Mortgage SPLIT CREEK CABINS LLC
Jan 17, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	20212001-597579
Deed Book / Page	1099 / 954
Last Transfer Date	Dec 27, 2023
Transfer Doc	0000622569
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	349 SPLIT CREEK LN, BROKEN BOW, OK 74728-7659
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001232/31
Date	Apr 9, 2025
Book Page	1232/31
Instrument	I-2025-632525

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.37%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Margin	5
Max Rate	12.3%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Jul 3, 2025
Property Address	349 SPLIT CREEK LN, BROKEN BOW, OK 74728-7659
Document Number	001240/713
Book / Page	1240 / 713
Instrument Date	Jun 10, 2025
Instrument	I-2025-634693
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 E 330 S, AMERICAN FORK, UT 84003-3830

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Jun 16, 2025
Property Address	349 SPLIT CREEK LN, BROKEN BOW, OK 74728-7659
Document Number	00001239/1
Book / Page	1239 / 1
Instrument Date	Jun 4, 2025
Instrument	I-2025-634242
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ALLIANT NATIONAL TITLE INSURANCE COMPANY, ALLIANT NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 E 330 S, AMERICAN FORK, UT 84003-3830

Mortgage

Document Number	I2025634243
Date	Jun 16, 2025
Instrument	I-2025-634243

Lender

Name	SPLIT CREEK CABINS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Jan 17, 2024
Property Address	349 SPLIT CREEK LN, BROKEN BOW, OK 74728-7659
Document Number	001192/983
Book / Page	1192 / 983
Instrument Date	Dec 27, 2023
Instrument	I-2024-622570
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 LOCKWOOD DR, RICHARDSON, TX 75080-5609

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Municipality	Broken Bow City
Unified School District	Broken Bow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,014 (+3,462.47%) Land $11,748 Building $96,266	$981,944 (+660.9%) Land $106,800 Building $875,144
2025	$252.00 (-95.18%)	$3,032 (-95.25%) Land $3,032	$129,050 (-77.75%) Land $129,050
2023	$5,232.00	$63,800 Land $63,800	$580,000 Land $580,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 69% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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