349 Ridge View Dr, Clyde, NC 28721 Property Records

Haywood County property record for 349 Ridge View Dr, Clyde, NC 28721

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,456 sqft · built 2021
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$399,500 (Feb 2025)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8647-74-3703`

Property Details

APN / Parcel Number

Primary APN	`8647-74-3703`
Alternative APNs	`268157` `218460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Gross Area	1,852 sqft
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modular
Exterior Material	Vinyl
Lot Area	28,314 sqft (0.65 acres)
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	218460
Street Address	349 RIDGE VIEW DR
City	CLYDE
State	NC
Zip	28721-5403
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	#3 WALNUT RIDGE
Legal Subdivision	WALNUT RIDGE
Legal Unit	3
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1015
Census Tract	920400

Owner

349 Ridge View Dr, a residential property, is owned and occupied by an individual who bought it in February 2025.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	349 RIDGE VIEW DR, CLYDE, NC 28721-5403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU
Aug 6, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2025 · Amount on File
Deed Sale	Feb 20, 2025 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	20251236
Deed Book / Page	1123 / 343
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	0010120457
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 20, 2025
Property Address	349 RIDGE VIEW DR, CLYDE, NC 28721-5403
Document Number	0011230343
Book / Page	1123 / 343
Map Reference	CAB D SL 697
Instrument Date	Feb 20, 2025
Instrument	2025001236
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	918 NEWPORT CT, ASHEVILLE, NC 28806-0393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 RIDGE VIEW DR, CLYDE, NC 28721-5403

Mortgage

Document Number	0001123346
Date	Feb 20, 2025
Instrument	1123/346

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	11.5%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 6, 2021
Property Address	349 RIDGE VIEW DR, CLYDE, NC 28721-5403
Document Number	0010381313
Book / Page	1038 / 1313
Map Reference	CAB D SL 697
Instrument Date	Jul 8, 2021
Instrument	2021009710
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 366, CHEROKEE, NC 28719-0366

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010381316
Date	Aug 6, 2021
Instrument	1038/1316

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 349 Ridge View Dr was $1,613.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,700 (-) Land $33,400 Building $190,300
2025	$1,613.00	$223,700 Land $33,400 Building $190,300	$223,700 Land $33,400 Building $190,300
2023		$223,700 Land $33,400 Building $190,300	$223,700 Land $33,400 Building $190,300
2021			$223,700 Land $33,400 Building $190,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 349 Ridge View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1983–1994)
Most Recent Claim	Aug 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 349 Ridge View Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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