296 Ridge View Dr, Clyde, NC 28721 Property Records

Haywood County property record for 296 Ridge View Dr, Clyde, NC 28721

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,596 sqft · built 2021
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (May 2025)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8647-74-5963`

Property Details

APN / Parcel Number

Primary APN	`8647-74-5963`
Alternative APNs	`271695` `288422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Heated Area
Gross Area	1,984 sqft
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modular
Exterior Material	Vinyl
Lot Area	33,106 sqft (0.76 acres)
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	288422
Street Address	296 RIDGE VIEW DR
City	CLYDE
State	NC
Zip	28721-5402
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	#7 WALNUT RIDGE
Legal Subdivision	WALNUT RIDGE
Legal Unit	7
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1015
Census Tract	920400

Owner

Source: Haywood County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 BLACK CHESTNUT DR, CANTON, NC 28716-7736
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 4, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	20254266
Deed Book / Page	1129 / 1123
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	0010120457
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 28, 2025
Property Address	296 RIDGE VIEW DR, CLYDE, NC 28721-5402
Document Number	0011291123
Book / Page	1129 / 1123
Map Reference	CAB D SL 697
Instrument Date	May 24, 2025
Instrument	2025004266
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 PRADO DR, HURRICANE, WV 25526-1088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 BLACK CHESTNUT DR, CANTON, NC 28716-7736
Investor	Possibly a Property Investor

Mortgage

Document Number	0011291126
Date	May 28, 2025
Instrument	1129/1126

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 4, 2022
Property Address	296 RIDGE VIEW DR, CLYDE, NC 28721-5402
Document Number	0010541967
Book / Page	1054 / 1967
Map Reference	CAB D SL 697
Instrument Date	Jan 31, 2022
Instrument	2022001305
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1835, SYLVA, NC 28779-1835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 RIDGE VIEW DR, CLYDE, NC 28721-5402

Mortgage

Document Number	0010541970
Date	Feb 4, 2022
Instrument	1054/1970

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 20, 2021
Property Address	296 RIDGE VIEW DR, CLYDE, NC 28721-5402
Document Number	0010392146
Book / Page	1039 / 2146
Map Reference	MCAB D SL 6697
Instrument Date	Jul 8, 2021
Instrument	2021010334
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 366, CHEROKEE, NC 28719-0366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 RIDGE VIEW DR, CLYDE, NC 28721-5402

Mortgage

Document Number	0010392149
Date	Aug 20, 2021
Instrument	1039/2149

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0010392165
Date	Aug 20, 2021
Book Page	1039/2165
Instrument	2021010336

Lender

Name	CHEROKEE INDIAN DIVISION OF HOU
Type	Non-Lending Institution
Address	CHEROKEE, NC 28719

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,200 (-) Land $34,800 Building $197,400
2025	$1,668.00	$232,200 (-) Land $34,800 Building $197,400	$232,200 (-) Land $34,800 Building $197,400
2023		$232,200 Land $34,800 Building $197,400	$232,200 (-) Land $34,800 Building $197,400
2021			$232,200 Land $34,800 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1983–1994)
Most Recent Claim	Aug 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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