349 Nickajack Rd, Franklin, NC 28734 Property Records

Macon County property record for 349 Nickajack Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,882 sqft · built 2007
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2026)
Tax Bill	$1,282 (2026)
Deeds & Mortgages	Feb 2007 Mortgage Feb 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7513141777`

Property Details

APN / Parcel Number

Primary APN	`7513141777`
Alternative APNs	`0347812` `140597`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,882 sqft Heated Area
1st Floor Area	1,232 sqft
Upper Floors Area	650 sqft
Basement Area	1,232 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,904 sqft (1.49 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	140597
Street Address	349 NICKAJACK RD
City	FRANKLIN
State	NC
Zip	28734-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	S R 1674
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3021
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2007	Deed of Trust, Mortgage · Conventional Mortgage MACON BANK INC
Feb 11, 2009	Deed of Trust, Mortgage · Conventional Mortgage MACON BANK INC
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK
Aug 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	20262637
Deed Book / Page	44 / 914
Record Updated	Oct 29, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00C31/2046
Date	Feb 23, 2007
Book Page	C-31/2046
Instrument	20070761

Lender

Name	MACON BANK INC
Type	Bank
Address	FRANKLIN, NC 28744

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Dec 1, 2037

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00V32/0820
Date	Feb 11, 2009
Book Page	V-32/0820
Instrument	2008012346

Lender

Name	MACON BANK INC
Type	Bank
Address	FRANKLIN, NC 28744

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 30, 2026
Property Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582
Document Number	0000002637
Book / Page	44 / 914
Instrument Date	Apr 30, 2026
Instrument	2026.2637
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002639,
Date	Apr 30, 2026
Instrument	2026..2639

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 30, 2026
Property Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582
Document Number	000J44/914
Book / Page	44 / 914
Instrument Date	Apr 30, 2026
Instrument	20262637
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002639,
Date	Apr 30, 2026
Instrument	20262639

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 30, 2017
Property Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582
Document Number	D38/0744
Book / Page	D-38 / 0744
Map Reference	MB J-30 PG 1134-1137
Instrument Date	Aug 25, 2017
Instrument	2017005827
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	349 NICKAJACK RD, FRANKLIN, NC 28734-9582

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,282.00 (+235.6%)	$412,660 (-) Land $37,000 Building $375,660	$412,660 (-) Land $37,000 Building $375,660
2025	$382.00 (+3.24%)	$412,660 (-0.02%) Land $37,000 Building $375,660	$412,660 (-0.02%) Land $37,000 Building $375,660
2023	$370.00	$412,760 Land $37,000 Building $375,760	$412,760 Land $37,000 Building $375,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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