275 Nickajack Rd, Franklin, NC 28734 Property Records

Macon County property record for 275 Nickajack Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,906 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Sep 2026)
Tax Bill	$1,218 (2026)
Deeds & Mortgages	Sep 2026 Foreclosure Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7513142916`

Property Details

APN / Parcel Number

Primary APN	`7513142916`
Alternative APNs	`0344781` `139951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,906 sqft Heated Area
1st Floor Area	1,144 sqft
Upper Floors Area	762 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Crossed Walls
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	139951
Street Address	275 NICKAJACK RD
City	FRANKLIN
State	NC
Zip	28734-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	S R 1674
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3021
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5955 CARNEGIE BLVD, 200, CHARLOTTE, NC 28209-4666
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST BANK
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 2, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	20265888
Deed Book / Page	44 / 1485
Prior Transfer Date	Sep 11, 2026
Prior Transfer Doc	0000005888
Record Updated	Oct 29, 2026

September 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Sep 17, 2026
Property Address	275 NICKAJACK RD, FRANKLIN, NC 28734-9805
Document Number	0000005888
Book / Page	44 / 1485
Instrument Date	Sep 11, 2026
Instrument	20265888
Transaction Type	Foreclosure
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$34,340.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	275 NICKAJACK RD, FRANKLIN, NC 28734-9805
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 NICKAJACK RD, FRANKLIN, NC 28734-9805

Mortgage

Document Number	000W42/527
Date	Nov 22, 2023
Book Page	W-42/527
Instrument	2023007488

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	WALHALLA, SC 29691

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	275 NICKAJACK RD, FRANKLIN, NC 28734-9805
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T41/1150
Date	Apr 11, 2022
Book Page	T-41/1150
Instrument	2022002752

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 2, 2017
Property Address	275 NICKAJACK RD, FRANKLIN, NC 28734-9805
Document Number	Z37/0153
Book / Page	Z-37 / 0153
Map Reference	MB F28 PG 1215
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 NICKAJACK RD, FRANKLIN, NC 28734-9805

Mortgage

Document Number	Z37/0157
Date	Jun 2, 2017
Book Page	Z-37/0157

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,218.00	$345,430 (+0.14%) Land $30,000 Building $315,430	$345,430 (+0.14%) Land $30,000 Building $315,430
2025	$1,218.00 (+1%)
2023	$1,206.00	$344,930 Land $30,000 Building $314,930	$344,930 Land $30,000 Building $314,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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