349 Mudcut Rd, Marion, NC 28752 Property Records

McDowell County property record for 349 Mudcut Rd, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,250 sqft · built 2021
Lot Size	4.84 acres (210,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Sep 2025)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0698-00-60-5656`

Property Details

APN / Parcel Number

Primary APN	`0698-00-60-5656`
Alternative APN	`71938`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,250 sqft Heated Area
Gross Area	3,346 sqft
1st Floor Area	1,850 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile/Manufactured
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	210,830 sqft (4.84 acres)
Lot Width	952 ft Width
Garage Area	846 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	71938
Street Address	349 MUDCUT RD
City	MARION
State	NC
Zip	28752-7054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LIFE ESTATE
Jurisdiction	MCDOWELL NC
Township / Civil Division	MONTFORD COVE
Census Block Group	1
Census Block	1034
Census Tract	970902

Owner

Source: McDowell County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	349 MUDCUT RD, MARION, NC 28752-7054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Mar 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Apr 1, 1994
Deed Document Number	20254306
Deed Book / Page	1512 / 857
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	349 MUDCUT RD, MARION, NC 28752-7054
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013150820
Date	Jul 17, 2020
Book Page	1315/820
Instrument	2020003449

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Aug 1, 2036

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 25, 2020
Property Address	349 MUDCUT RD, MARION, NC 28752-7054
Document Number	0013040534
Book / Page	001304 / 000534
Instrument Date	Mar 25, 2020
Instrument	1459
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 WILDWOOD DR MARION NC 287527337, MARION, NC 28752-7337

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,811.00	$538,350 (-) Land $53,000 Building $485,350
2023	$3,811.00	$538,350 Land $53,000 Building $485,350	$538,350 Land $53,000 Building $485,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mudcut Rd

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