349 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 349 Montserrat Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,654 sqft · built 2020
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2024)
Tax Bill	$6,689 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027442-1910`

Property Details

APN / Parcel Number

Primary APN	`027442-1910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,654 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	2,654 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	349 MONTSERRAT DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 191 OR5960/1851
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE THIRTEEN
Legal Block	1
Legal Lot Number	191
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	349 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-5417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2024	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Jan 4, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	202443038
Deed Book / Page	5960 / 1851
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 4, 2024
Property Address	349 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-5417
Document Number	0059601851
Book / Page	5960 / 1851
Map Reference	MB 97 PG 44-51
Instrument Date	May 28, 2024
Instrument	2024043038
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 CRAWFORD ST APT 3004, 3004, HOUSTON, TX 77010-4088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 MONTSERRAT DR, ST AUGUSTINE, FL 32092-5417

Mortgage

Document Number	2024043039
Date	Jun 4, 2024
Instrument	2024043039

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 4, 2021
Property Address	349 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-5417
Document Number	0051421012
Book / Page	5142 / 1012
Map Reference	MB 97 PG 44
Instrument Date	Dec 14, 2020
Instrument	2021000693
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,767.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-5417

Mortgage

Document Number	0051421016
Date	Jan 4, 2021
Instrument	5142/1016

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,000 (+0.87%) Land $100,000 Building $376,000	$476,000 (+0.87%) Land $100,000 Building $376,000
2025	$6,689.00 (+5.11%)	$471,905 (-3.15%)	$471,905 (-3.15%) Land $100,000 Building $371,905
2024	$6,364.00 (+49.78%)	$487,259 (+37.59%)	$487,259 (+12.92%) Land $100,000 Building $387,259
2023	$4,249.00 (+2.81%) Homeowner's exemption	$354,145 (+3%)	$431,493 (+4.71%) Land $90,720 Building $340,773
2022	$4,133.00 Homeowner's exemption	$343,830	$412,103 Land $84,000 Building $328,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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