323 Hudson Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 323 Hudson Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,092 sqft · built 1953
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jul 2021)
Tax Bill	$13,790 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-1 000098`

Property Details

APN / Parcel Number

Primary APN	`R-1 000098`
Alternative APNs	`STOW M:000R-1 P:098` `M:000R=1 P:098`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	4,356 sqft
1st Floor Area	1,588 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-1 000098
Street Address	323 HUDSON RD
City	STOW
State	MA
Zip	01775-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2048
Census Tract	323101

Owner

323 Hudson Rd is owned and occupied by an individual who bought it in July 2021.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	323 HUDSON RD, STOW, MA 01775-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	May 13, 1992 · Amount on File
Deed Document Number	2021153819
Deed Book / Page	78197 / 70
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 7, 2021
Property Address	323 HUDSON RD, STOW, MA 01775-1440
Document Number	0078197-70
Book / Page	78197 / 70
Instrument Date	Jul 7, 2021
Instrument	153819
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 HUDSON RD, STOW, MA 01775-1440
Investor	Possibly a Property Investor

Mortgage

Document Number	0000153820
Date	Jul 7, 2021
Instrument	153820

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	323 HUDSON RD, STOW, MA 01775-1440
Document Number	71398-516
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 HUDSON RD STOW MA 017751440, STOW, MA 01775-1440

Mortgage

Document Number	71398-516
Date	Jul 31, 2018
Book Page	071398/000516
Instrument	115168

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 323 Hudson Rd was $13,790, up 14.8% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,790.00 (+14.81%)	$771,700 (+11.92%) Land $374,200 Building $397,500	$757,561 (+17.41%)
2025	$12,011.00 (+2.31%)	$689,500 (-0.33%) Land $356,400 Building $333,100	$645,240
2024	$11,740.00	$691,800 Land $326,500 Building $365,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Hudson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Hudson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hudson Rd

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