Branch County property record for 349 E Garfield Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,202 sqft |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Jul 1996) |
| Tax Bill | $1,057 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-675-00 |
| Primary APN | 301-000-000-675-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,202 sqft Building Perimeter |
| 1st Floor Area | 721 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 349 E GARFIELD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR IN S 10 AC OF E 1/2 OF E 1/2 OF SW 1/4 SEC 22 T6S R6W LY ON N SI GARFIELD AVE AND W SI SPRAGUE ST DESC AS FOL COM 33 FT N |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 22 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 349 E GARFIELD RD, COLDWATER, MI 49036-9153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 1996 · Amount on Record |
| Deed Sale | Jul 25, 1996 · Amount on Record |
| Prior Sale | Aug 13, 1993 |
| Deed Book / Page | 673 / 155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 349 E GARFIELD RD, COLDWATER, MI 49036-9153 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001938 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 2020-01938 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 10, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,600 (+11.89%) | $125,200 (+11.89%) | |
| 2025 | $1,057.00 (+3.73%) | $55,950 | $111,900 |
| 2024 | $1,019.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Coldwater Board of Public Utilities, Frontier, T-Mobile, Verizon.
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