Branch County property record for 315 E Garfield Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,247 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-678-00 |
| Primary APN | 301-000-000-678-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,392 sqft Building Perimeter |
| 1st Floor Area | 788 sqft |
| Basement Area | 368 sqft |
| Unfinished Basement | 368 sqft |
| Lot Area | 13,939 sqft (0.32 acres) |
|---|---|
| Garage Area | 1,360 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 315 E GARFIELD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INT OF W LI OF SE 1/4 OF SE 1/4 OF SW 1/4 OF SEC 22 T6S R6W AND LI OF GARFIELD AVE TH E 132 FT TO BEG TH E 99 FT TH N |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 22 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 951600 |
315 E Garfield Rd is owned and occupied by two individuals who acquired it in January 2025.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 E GARFIELD RD, COLDWATER, MI 49036-9107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2025 |
| Transfer Doc | 0000000549 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 315 E Garfield Rd was $1,247, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,750 (+10.24%) | $147,500 (+10.24%) | |
| 2025 | $1,247.00 (+3.66%) | $66,900 | $133,800 |
| 2024 | $1,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 E Garfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 E Garfield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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