Yates County and Milo Town property record for 349 E Elm St, Penn Yan, NY 14527
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,196 sqft · built 1960 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,806 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1842-000 |
| Primary APN | 1842-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 193 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 280 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1842-000 |
|---|---|
| Street Address | 349 E ELM ST |
| City | PENN YAN |
| State | NY |
| Zip | 14527-1347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 39.002 |
| Jurisdiction | YATES NY |
| Township / Civil Division | MILO |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 150200 |
349 E Elm St is owned and occupied by an individual.
Source: Yates County and Milo Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 349 E ELM ST, PENN YAN, NY 14527-1347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA |
| Apr 13, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 349 E ELM ST, PENN YAN, NY 14527-1347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20202362 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020-2362 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 349 E ELM ST, PENN YAN, NY 14527-1347 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00000923 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | MT 1059/243 |
| Instrument | 2017-00000923 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
The 2026 property tax bill for 349 E Elm St was $3,806 with a homeowner's exemption, up 3.2% from the year before.
Source: Yates County and Milo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Milo Town |
| Municipality | Penn Yan Village |
| Unified School District | Penn Yan Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,806.00 (+3.2%) Homeowner's exemption | ||
| 2025 | $3,688.00 | $128,500 Land $30,500 Building $98,000 | $156,700 Land $37,193 Building $119,507 |
| 2023 | $128,500 Land $30,500 Building $98,000 | $128,500 Land $30,500 Building $98,000 | |
| 2020 | $3,354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 349 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1986–2014) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 349 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENN YAN VILLAGE serves 5,248 people · EPA ID NY6101263 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
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