Yates County and Milo Town property record for 345 E Elm St, Penn Yan, NY 14527
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,356 sqft · built 1890 |
| Lot Size | 1.24 acres (54,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Mar 2025) |
| Tax Bill | $2,636 (2026) |
| Deeds & Mortgages | Mar 2025 Sale & Second Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0903-000 |
| Primary APN | 0903-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 396 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 54,400 sqft (1.24 acres) |
| Lot Dimensions | 200 ft deep x 272 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 513 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0903-000 |
|---|---|
| Street Address | 345 E ELM ST |
| City | PENN YAN |
| State | NY |
| Zip | 14527-1347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GORHAM PURCHASE |
| Legal Block | 1 |
| Legal Lot Number | 40.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | MILO |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 150200 |
345 E Elm St is owned by an individual who bought it in March 2025.
Source: Yates County and Milo Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 E MAIN ST, 12, PENN YAN, NY 14527-1602 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage EVANS BANK NA |
| Feb 11, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on File |
| Deed Sale | Mar 28, 2025 · Amount on File |
| Prior Sale | Feb 11, 2022 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | Mar 28, 2025 |
| Property Address | 345 E ELM ST, PENN YAN, NY 14527-1347 |
| Document Number | 0202516961 |
| Instrument Date | Mar 21, 2025 |
| Instrument | 2025-16961 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 349 E ELM ST, PENN YAN, NY 14527-1347 |
| Name | Verified Name |
|---|---|
| Address | 106 E MAIN ST # 12, 12, PENN YAN, NY 14527-1602 |
| Document Number | 0202516963 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 2025-16963 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0202516962 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 2025-16962 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | Feb 11, 2022 |
| Property Address | 345 E ELM ST, PENN YAN, NY 14527-1347 |
| Document Number | 0020227741 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022-7741 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $356.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 349 E ELM ST, PENN YAN, NY 14527-1347 |
The 2026 property tax bill for 345 E Elm St was $2,636, up 3.2% from the year before.
Source: Yates County and Milo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Milo Town |
| Municipality | Penn Yan Village |
| Unified School District | Penn Yan Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,636.00 (+3.21%) | ||
| 2025 | $2,554.00 (+3.61%) | $89,000 (-) Land $33,200 Building $55,800 | $108,500 (+10.94%) Land $40,474 Building $68,026 |
| 2024 | $2,465.00 | $89,000 (-) Land $33,200 Building $55,800 | $97,800 (+9.89%) Land $36,483 Building $61,317 |
| 2023 | $89,000 Land $33,200 Building $55,800 | $89,000 Land $33,200 Building $55,800 | |
| 2020 | $2,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1986–2014) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENN YAN VILLAGE serves 5,248 people · EPA ID NY6101263 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
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