Lake County property record for 34875 Gunlock Rd, Charlo, MT 59824 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,719 sqft · built 1983 |
| Lot Size | 19.2 acres (837,877 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,135 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R1514959 |
| Primary APN | R1514959 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,719 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Family Room | Family Room |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 837,877 sqft (19.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 448 sqft |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000012748 |
|---|---|
| Street Address | 34875 GUNLOCK RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S12, T19 N, R20 W, N2NWNW LESS HWY |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4130 |
| Census Tract | 940600 |
Source: Lake County records · APN R1514959
Assessment roll updated December 31, 2024 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 34875 GUNLOCK RD, CHARLO, MT 59824-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2011 |
| Transfer Doc | 0000514964 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 34875 GUNLOCK RD, CHARLO, MT 59824-9733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000564177 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 564177 |
| Name | MISSOULA FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Unified School District | St. Ignatius K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,135.00 (-9%) | $698,300 (+30.4%) | $698,300 (+30.4%) Land $275,803 Building $422,497 |
| 2023 | $4,544.00 | $535,500 | $535,500 Land $204,386 Building $331,114 |
Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 45% of the US · above 20% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blackfoot Telephone Cooperative | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures