Lake County property record for 34365 Gunlock Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,805 sqft · built 1979 |
| Lot Size | 51.3 acres (2,234,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,246 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1514993 |
| Primary APN | R1514993 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| 1st Floor Area | 1,805 sqft |
| Basement Area | 1,363 sqft |
| Unfinished Basement | 1,363 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,234,628 sqft (51.3 acres) |
| Terrain | Wooded |
| Garage Type | Mixed |
| Garage Area | 1,368 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 577 sqft |
| Deck Area | 54 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000012769 |
|---|---|
| Street Address | 34365 GUNLOCK RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S12, T19 N, R20 W, C.O.S. 5993, PARCEL 1-A, ACRES 51.3 |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Lot Number | 1-A |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4130 |
| Census Tract | 940600 |
34365 Gunlock Rd, a rural home, is owned and occupied by two individuals.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34365 GUNLOCK RD, CHARLO, MT 59824-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 34365 Gunlock Rd was $3,246, down 5.9% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Unified School District | St. Ignatius K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,246.00 (-5.86%) | $509,964 (-) | |
| 2025 | $3,448.00 | $509,964 | $509,964 Land $4,654 Building $505,310 |
| 2023 | $4,539.00 | $446,371 | $446,371 Land $37,571 Building $408,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34365 Gunlock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 34365 Gunlock Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Blackfoot Telephone Cooperative.
5G (outdoors only) and 4G LTE
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