3486 W Sutton Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3486 W Sutton Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,666 sqft · built 1996
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Apr 2022)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-036-023-00`

Property Details

APN / Parcel Number

Primary APN	`008-036-023-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,666 sqft Living Area
1st Floor Area	810 sqft
Basement Area	810 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	87,991 sqft (2.02 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3486 W SUTTON RD
City	LAPEER
State	MI
Zip	48446-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 52 211 000 00 SEC 36 T7N R9E BEG AT SW COR TH N 222.32 FT TH E 396 FTTH S 222.32 FT TH W 396 FT TO POB PARCEL C 2.021 A.
Legal Range	09E
Legal Township	07N
Legal Section	36
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	3
Census Block	3006
Census Tract	336000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3486 W SUTTON RD, LAPEER, MI 48446-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Apr 27, 2022	Intrafamily Transfer, Transfer DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY
Jul 8, 2021	Warranty Deed, Transfer · Commercial Mortgage NEXT BRIDGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Book / Page	3290 / 828
Prior Transfer Date	Apr 20, 2022
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 29, 2022
Property Address	3486 W SUTTON RD, LAPEER, MI 48446-9645
Document Number	0032900828
Book / Page	3290 / 828
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1227 HACKNEY CT, 1227, SOUTH LYON, MI 48178-8712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6066 LAPEER RD, BURTON, MI 48509-2215

Mortgage

Document Number	0032890852
Date	Apr 26, 2022
Book Page	3289/852

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Apr 27, 2022
Property Address	3486 W SUTTON RD, LAPEER, MI 48446-9645
Document Number	0032900336
Book / Page	3290 / 336
Instrument Date	Apr 20, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6066 LAPEER RD, 6066, BURTON, MI 48509-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6066 LAPEER RD, BURTON, MI 48509-2215

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 8, 2021
Property Address	3486 W SUTTON RD, LAPEER, MI 48446-9645
Document Number	0032180383
Book / Page	3218 / 383
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 INDIANWOOD RD, 235, LAKE ORION, MI 48362-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23400 MICHIGAN AVE STE 503, 503, DEARBORN, MI 48124-1985

Mortgage

Document Number	3218384
Date	Jul 8, 2021
Instrument	3218/384

Lender

Name	NEXT BRIDGE FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (-57.07%) Homeowner's exemption	$122,700 (+1.57%)	$245,400 (+1.57%)
2024	$2,737.00 (+15.1%)
2023		$120,800	$241,600
2022	$2,378.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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