3409 W Sutton Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3409 W Sutton Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,514 sqft · built 2001
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jun 2001)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-001-005-09`

Property Details

APN / Parcel Number

Primary APN	`010-001-005-09`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,514 sqft Living Area
1st Floor Area	1,211 sqft
Basement Area	1,211 sqft
Unfinished Basement	1,211 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	222,156 sqft (5.1 acres)
Garage Area	578 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3409 W SUTTON RD
City	LAPEER
State	MI
Zip	48446-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	T6N R9E SEC 1 PT OF NW 1/4 OF SEC BEG AT A PT ON N SEC LINE THAT IS S 89 DEG 23'19 E 595.90 FT FROM NW CORN; TH S 89 DEG
Legal Range	09E
Legal Township	06N
Legal Section	01
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1000
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 W SUTTON RD, LAPEER, MI 48446-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BEELINE LOANS INC
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2001 · Amount on Record
Deed Sale	Jun 29, 2001 · Amount on Record
Deed Book / Page	1387 / 740
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3409 W SUTTON RD, LAPEER, MI 48446-9645
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 W SUTTON RD, LAPEER, MI 48446-9645

Mortgage

Document Number	0032230910
Date	Jul 28, 2021
Book Page	3223/910

Lender

Name	BEELINE LOANS INC
Type	Mortgage Company
Address	PROVIDENCE, RI 02909

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3409 W SUTTON RD, LAPEER, MI 48446-9645
Document Number	0030800829
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 W SUTTON RD LAPEER MI 484469645, LAPEER, MI 48446-9645

Mortgage

Document Number	0030800829
Date	Feb 20, 2020
Book Page	003080/000829

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2035

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,900 (+12.19%)	$419,800 (+12.19%)
2025	$2,632.00 (+15.14%) Homeowner's exemption	$187,100 (+14.09%)	$374,200 (+14.09%)
2023		$164,000	$328,000
2022	$2,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Sutton Rd

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