3486 Harvest Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3486 Harvest Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,197 sqft · built 2008
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Jan 2015)
Tax Bill$760 (2024)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-4N-29-0000-00905-0000

Property Details

APN / Parcel Number

Primary APN05-4N-29-0000-00905-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,197 sqft Heated Area
Gross Area1,788 sqft
1st Floor Area1,680 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area48,787 sqft (1.12 acres)
Lot Dimensions4,350 ft deep x 1,120 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Shed1 Shed
Shed Area3 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number054N290000009050000
Street Address3486 HARVEST RD
CityJAY
StateFL
Zip32565-4843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOMM AT TH SW COR OF SEC THN N00*02'08E 466.80 FT TO I/S WLY EXTN N LI THAT LAND CONVEYED TO PINE LEVEL CHURCH THN S88*14'52E
Legal Range29W
Legal Township04N
Legal Section05
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3029
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3486 HARVEST RD, JAY, FL 32565-4843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2015 · Amount on Record
Deed SaleJan 7, 2015 · Amount on Record
Prior SaleApr 3, 2014 · Amount on Record
Deed Document Number201500547
Deed Book / Page3399 / 0001
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3486 HARVEST RD, JAY, FL 32565-4843
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036121920
DateApr 6, 2017
Book Page3612/1920
Instrument201713337
Lender
NameUNITED BANK
TypeBank
AddressATMORE, AL 36502
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$760.00 (+2.98%) Homeowner's exemption$95,320 (+3%)$162,377 (+1.85%) Land $11,760 Building $150,617
2023$738.00 (+3.36%) Homeowner's exemption$92,544 (+3%)$159,433 (+7.46%) Land $10,080 Building $149,353
2022$714.00 Homeowner's exemption$89,849$148,370 Land $6,720 Building $141,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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