Santa Rosa County property record for 3126 Harvest Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,994 sqft · built 1955 |
| Lot Size | 4.36 acres (189,922 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Mar 2024) |
| Tax Bill | $3,189 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-4N-29-0000-01001-0000 |
| Primary APN | 06-4N-29-0000-01001-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,994 sqft Heated Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 2,994 sqft |
| Utility Area | 1 sqft |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 189,922 sqft (4.36 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 558 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 064N290000010010000 |
|---|---|
| Street Address | 3126 HARVEST RD |
| City | JAY |
| State | FL |
| Zip | 32565-2850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | **DESCRIPTION UPDATE FOR 2024** COM AT SW CORNER SEC 6 TOWNSHIP 4 NORTH RANGE 29 WEST THN S86* 08'34E 1338.04 FT TO SW CORN |
| Legal Range | 29W |
| Legal Township | 04N |
| Legal Section | 06 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3126 HARVEST RD, JAY, FL 32565-2850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 7, 2018 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | May 24, 2021 · Amount on Record |
| Deed Document Number | 202411775 |
| Deed Book / Page | 4484 / 518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 24, 2021 |
| Property Address | 3126 HARVEST RD, JAY, FL 32565-2850 |
| Document Number | 0041220958 |
| Book / Page | 4122 / 958 |
| Instrument Date | May 21, 2021 |
| Instrument | 202134498 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12157 CHUMUCKLA HWY, 12157, JAY, FL 32565-9502 |
| Name | Verified Name |
|---|---|
| Address | 3126 HARVEST RD, JAY, FL 32565-2850 |
| Document Number | 0004122961 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 4122/961 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 7, 2018 |
| Property Address | 3126 HARVEST RD, JAY, FL 32565-2850 |
| Document Number | 0037631438 |
| Book / Page | 3763 / 1438 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 201838303 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TITLE OF NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3964 FLORIDA AVE, 3964, JAY, FL 32565-1104 |
| Name | Verified Name |
|---|---|
| Address | 3126 HARVEST RD, JAY, FL 32565-2850 |
| Document Number | 0201838304 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 201838304 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,189.00 (+1.72%) Homeowner's exemption Disabled Person's exemption | $309,073 (+3%) | $326,769 (+8.9%) Land $41,202 Building $285,567 |
| 2023 | $3,135.00 (-11.16%) | $300,071 (+4.18%) Land $35,316 Building $264,755 | $300,071 (+4.18%) Land $35,316 Building $264,755 |
| 2022 | $3,529.00 | $288,038 | $288,038 Land $23,544 Building $264,494 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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