3485 Elaine St, Oxnard, CA 93036 Property Records

Ventura County property record for 3485 Elaine St, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,405 sqft · built 1955
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Oct 2020)
Tax Bill	$7,496 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144-0-040-025`

Property Details

APN / Parcel Number

Primary APN	`144-0-040-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	1,110 sqft
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Patio Area	192 sqft

Location & Zoning

Street Address	3485 ELAINE ST
City	OXNARD
State	CA
Zip	93036-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 19 REF: 022MR 034
Legal Subdivision	RIO PLAZA UNIT #3
Legal Block	40
Legal Lot Number	19
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2000
Census Tract	5006

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3485 ELAINE ST, OXNARD, CA 93036-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Oct 6, 2020	Grant Deed, Transfer · FHA Mortgage DIGNIFIED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Mar 17, 2015 · Amount on Record
Deed Document Number	2020162744
Prior Transfer Date	Aug 17, 1994
Prior Transfer Doc	0000152798
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3485 ELAINE ST, OXNARD, CA 93036-1438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010331
Date	Jan 24, 2020
Instrument	20200124-00010331

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 6, 2020
Property Address	3485 ELAINE ST, OXNARD, CA 93036-1438
Document Number	0000162744
Map Reference	MB 22 PG 34
Instrument Date	Aug 26, 2020
Instrument	20201006-00162744
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 ELAINE ST, OXNARD, CA 93036-1438

Mortgage

Document Number	0000162745
Date	Oct 6, 2020
Instrument	20201006-00162745

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,682 (+2%) Land $384,221 Building $206,461
2025	$7,496.00 (+1.31%)	$579,100 (+4.04%) Land $376,687 Building $202,413
2024	$7,399.00 (+1.47%)
2023	$7,292.00 (+3.3%)	$556,614 Land $362,060 Building $194,554
2022	$7,059.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AMERICAN WC - RIO PLAZA private · serves 1,712 people · EPA ID CA5610010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

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