Ventura County property record for 3465 Elaine St, Oxnard, CA 93036
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,730 sqft · built 1955 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144-0-040-435 |
| Primary APN | 144-0-040-435 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 1,110 sqft |
| 1st Floor Area | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 135 sqft |
| Street Address | 3465 ELAINE ST |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT: 17 REF: 022MR 034 |
| Legal Subdivision | RIO PLAZA 03 |
| Legal Block | 40 |
| Legal Lot Number | 17 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5006 |
3465 Elaine St is owned and occupied by two individuals.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3465 ELAINE ST, OXNARD, CA 93036-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Mar 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 3465 ELAINE ST, OXNARD, CA 93036-1438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3465 ELAINE ST, OXNARD, CA 93036-1438 |
| Document Number | 0000159735 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 20210827-00159735 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 3465 ELAINE ST, OXNARD, CA 93036-1438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000024480 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 20190307-00024480 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 3465 ELAINE ST, OXNARD, CA 93036-1438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRIORITY TITLE CAMARILLO |
| Name | Verified Name |
|---|
| Document Number | 0000036141 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 20200311-00036141 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 3465 Elaine St was $2,696, up 1.4% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $163,612 (+2%) Land $57,257 Building $106,355 | |
| 2025 | $2,696.00 (+1.43%) | $160,404 Land $56,134 Building $104,270 |
| 2024 | $2,658.00 (+1.45%) | |
| 2023 | $2,620.00 (+2.54%) | $154,176 Land $53,954 Building $100,222 |
| 2022 | $2,555.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3465 Elaine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3465 Elaine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AMERICAN WC - RIO PLAZA private · serves 1,712 people · EPA ID CA5610010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GeoLinks, Rocket Broadband.
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