San Diego County property record for 3485 Carnelian Ln, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,467 sqft · built 1989 |
| Lot Size | 0.101 acres (4,389 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $285,000 (Jul 2003) |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-271-49-00 |
| Primary APN | 168-271-49-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,467 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 4,389 sqft (0.101 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3485 CARNELIAN LN |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 36 TR 011029 |
| Legal Subdivision | EMERALD LAKE HOMES |
| Legal Tract | 011029 |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 19809 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3485 CARNELIAN LN, OCEANSIDE, CA 92056-4855 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2003 · Amount on Record |
| Deed Sale | Jul 15, 2003 · Amount on Record |
| Prior Sale | Dec 15, 1989 · Amount on Record |
| Deed Document Number | 2003838973 |
| Prior Transfer Date | May 19, 1997 |
| Prior Transfer Doc | 0000234914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3485 CARNELIAN LN, OCEANSIDE, CA 92056-4855 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 3485 CARNELIAN LN, OCEANSIDE, CA 92056-4855 |
| Document Number | 0000206549 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022-0206549 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $302,654 (+2%) Land $106,215 Building $196,439 | |
| 2025 | $3,312.00 (+8.77%) Homeowner's exemption | $296,721 (+4.04%) Land $104,133 Building $192,588 |
| 2023 | $3,045.00 (+0.3%) Homeowner's exemption | $285,201 Land $100,091 Building $185,110 |
| 2022 | $3,036.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | CITY OF OCEANSIDE, VISTA IRRIGATION DISTRICT |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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